| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST AGENCY | P. O. BOX 2456 LAFAYETTE, LA 705022456 | UNITED HEALTHCARE INSURANCE COMPANY | $30K | — | $30K | 4.47% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC-LA | 3300 W ESPLANADE AVE S STE 205 METAIRIE, LA 700027415 | UNITED HEALTHCARE INSURANCE COMPANY | $19K | — | $19K | 2.84% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INSURAN | P. O. BOX 2456 LAFAYETTE, LA 70502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | $115 | $13K | 13.53% |
| JOEY MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $4K | $8K | 8.77% |
| SCOTT J CHAMBERS3 | 609 EMMELINE ST NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $710 | $3K | 3.60% |
| GROUP VOLUNTARY BENEFITS LLC3 Filed as: GROUP VOLUNTARY BENEFITS, LLC | 29103 CHURCH OF GOD ROAD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $707 | $3K | 2.84% |
| JODIE C MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $23 | $2K | 2.36% |
| DEBORAH MOONEY GARRETSON3 | 7115 CORSICA DRIVE GERMANTOWN, TN 38138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 2.03% |
| BETTY ROMERO3 | 100 LOREN AVE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $266 | $1K | 1.47% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $416 | $128 | $544 | 0.57% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $416 | $20 | $436 | 0.46% |
| REBECCA N SONGY3 | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $268 | $79 | $347 | 0.37% |
| ROGERS BENEFIT GROUP INC3 Filed as: JIMMY RAY ROGERS | 754 HEATHER LAKE DR COLLIERVILLE, TN 38017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | $66 | $147 | 0.16% |
| GREG GRIFFITH3 | 752 WALNUT KNOLL LANE CORDOVA, TN 38018 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | $57 | $138 | 0.15% |
| THOMAS SNYDER3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | $60 | $91 | 0.10% |
| CHARLINE PARKER3 | 63910 TWIN BRIDGES ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | — | $70 | 0.07% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $32 | $57 | 0.06% |
| KAMRYN LAYNE COOK3 | 1901 SUNNY DRIVE BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $4 | $43 | 0.05% |
| WISER BENEFITS LLC3 | 7127 AVIGNON DRIVE ROUND ROCK, TX 78681 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $10 | $36 | 0.04% |
| JUSTIN CRAIG LAWHORN3 | 3000 JOE DIMAGGIO BLVD ROUND ROCK, TX 78665 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $2 | $28 | 0.03% |
| AMY LOUISE GARTH3 | 1104 MAIN STREET DES ARC, AR 72040 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $15 | $22 | 0.02% |
| MARKS BENEFIT MANAGEMENT LLC3 | 3847 EAST SPYGLASS HILL DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $4 | $9 | 0.01% |
| NATHAN HOGUE3 | 2619 ABERDEEN DRIVE BRYANT, AR 72019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS AGY | 600 JEFFERSON ST. STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE | $890 | $146 | $1K | 17.46% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 2520 NORTHWINDS PKWY STE 600 ALPHARETTA, GA 300092238 | METROPOLITAN LIFE INSURANCE | $297 | $84 | $381 | 6.42% |
| ROLLENDA LEE MCCOWN3 | P. O. BOX 215 WELSH, LA 70591 | AFLAC | $226 | — | $226 | 4.73% |
| MELISSA STEWART3 Filed as: MELISSA VINCENT STEWART | 1616 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $77 | — | $77 | 1.61% |
| THEODORE AUTHEMENT3 | 800 RYAN ST STE 200 LAKE CHARLES, LA 70601 | AFLAC | $62 | — | $62 | 1.30% |
| DAVID MARKS3 | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $40 | — | $40 | 0.84% |
| MICHAEL JOHNSON3 | 151 DAVID LANE LAKE CHARLES, LA 70607 | AFLAC | $33 | — | $33 | 0.69% |
| BLAZE FREMIN3 | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $30 | — | $30 | 0.63% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 | 305 E RD STREET CROWLEY, LA 70526 | AFLAC | $28 | — | $28 | 0.59% |
| FRANKLIN W STOUTE3 Filed as: FRANKLIN STOUTE | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $15 | — | $15 | 0.31% |
| CRAIG J IVES3 Filed as: CRAIG IVES | P. O. BOX 1268 BREAUX BRIDGE, LA 70517 | AFLAC | $13 | — | $13 | 0.27% |
| MICHAEL SCOTT ENOS3 | 1602 RUELLE DE GRACE DRIVE BATON ROUGE, LA 70810 | AFLAC | $12 | — | $12 | 0.25% |
| BRIAN JASON THOMPSON3 | 103 BEAU REPOSE LAFAYETTE, LA 70508 | AFLAC | $10 | — | $10 | 0.21% |
| RICKY BOUDREAUX3 | 207 MASTERS DR BROUSSARD, LA 70518 | AFLAC | $7 | — | $7 | 0.15% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $7 | — | $7 | 0.15% |
| JIMMIE DARRELL ROMERO3 | 174 ATWOOD DRIVE CROWLEY, LA 70526 | AFLAC | $6 | — | $6 | 0.13% |
| GARLAND KYLE3 | 2121 FAIRFIELD AVE STE 160 SHREVEPORT, LA 71104 | AFLAC | $6 | — | $6 | 0.13% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $5 | — | $5 | 0.10% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR ST. MARTINVILLE, LA 70582 | AFLAC | $5 | — | $5 | 0.10% |
| RICKY C PISANI3 | P. O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $5 | — | $5 | 0.10% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $4 | — | $4 | 0.08% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $3 | — | $3 | 0.06% |
| ERROL B WILKEN3 Filed as: ERROL B. WILKEN | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 224 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 224 | $670K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 224 | $670K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 224 | $670K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 69 | $100K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 69 | $100K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE | 17 | $11K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 69 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.