| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS8 Filed as: ASSURED PARTNERS GULF COAST INS | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $17K | $15K | $32K | 5.64% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INSURAN | P. O. BOX 2456 LAFAYETTE, LA 70502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 13.34% |
| SCOTT J CHAMBERS3 | 609 EMMELINE ST NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $444 | $2K | 5.88% |
| JOEY MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $659 | $2K | 5.50% |
| GROUP VOLUNTARY BENEFITS LLC3 Filed as: GROUP VOLUNTARY BENEFITS, LLC | 201 WILDWOOD DR HAMMOND, LA 70401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $723 | $253 | $976 | 2.99% |
| JODIE C MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $780 | — | $780 | 2.39% |
| BETTY ROMERO3 | 100 LOREN AVE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $626 | $88 | $714 | 2.19% |
| REBECCA N SONGY3 | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $283 | $60 | $343 | 1.05% |
| CHARLINE PARKER3 | 63910 TWIN BRIDGES ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $142 | $5 | $147 | 0.45% |
| GENNIVER E MCKEY3 | 4473 TIPTON COVE MEMPHIS, TN 38125 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $133 | $3 | $136 | 0.42% |
| J AUSTIN BAKER3 | 855 WILLOW TREE CIRCLE CORDOVA, TN 38018 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $5 | $10 | 0.03% |
| SHAWN MARIE KING3 | 705 FISHERVILLE RD COLLIERVILLE, TN 38017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.02% |
| BENEFITS ENRICHED INC3 | 705 FISHERVILLE ROAD COLLIERVILLE, TN 38017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ROLLENDA LEE MCCOWN3 | P. O. BOX 215 WELSH, LA 70591 | AFLAC | $264 | — | $264 | 4.81% |
| MELISSA STEWART3 Filed as: MELISSA VINCENT STEWART | 1616 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $93 | — | $93 | 1.69% |
| THEODORE AUTHEMENT3 | 800 RYAN ST STE 200 LAKE CHARLES, LA 70601 | AFLAC | $64 | — | $64 | 1.17% |
| DAVID MARKS3 | 4021 WE HECK CT STE J BATON ROUGE, LA 70816 | AFLAC | $39 | — | $39 | 0.71% |
| MICHAEL JOHNSON3 | 151 DAVID LANE LAKE CHARLES, LA 70607 | AFLAC | $36 | — | $36 | 0.66% |
| BLAZE J FREMIN3 | P.O BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $30 | — | $30 | 0.55% |
| JIMMIE DARRELL ROMERO3 | 174 ATWOOD DR CROWLEY, LA 70526 | AFLAC | $18 | — | $18 | 0.33% |
| BRYAN J COMEAUX3 | 305 E 3RD STREET CROWLEY, LA 70526 | AFLAC | $16 | — | $16 | 0.29% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $15 | — | $15 | 0.27% |
| MICHAEL SCOTT ENOS3 | 1602 RUELLE DE GRACE DRIVE BATON ROUGE, LA 70810 | AFLAC | $14 | — | $14 | 0.26% |
| CRAIG J IVES3 | P. O. BOX 1268 BREAUX BRIDGE, LA 70517 | AFLAC | $13 | — | $13 | 0.24% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 Filed as: SOUTH CENTRAL INSURANCE BROKERS,LLC | 305 E 3RD STREET CROWLEY, LA 70526 | AFLAC | $11 | — | $11 | 0.20% |
| BRIAN JASON THOMPSON3 | 103 BEAU REPOSE LAFAYETTE, LA 70508 | AFLAC | $10 | — | $10 | 0.18% |
| MARK R STEWART3 | 1722 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $8 | — | $8 | 0.15% |
| RICKY BOUDREAUX3 | 207 MASTERS DR BROUSSARD, LA 70518 | AFLAC | $8 | — | $8 | 0.15% |
| GARLAND KYLE3 | 2121 FAIRFIELD AVE STE 160 SHREVEPORT, LA 71104 | AFLAC | $7 | — | $7 | 0.13% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $7 | — | $7 | 0.13% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $7 | — | $7 | 0.13% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR ST. MARTINVILLE, LA 70582 | AFLAC | $6 | — | $6 | 0.11% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $5 | — | $5 | 0.09% |
| RICKY C PISANI3 | P. O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $5 | — | $5 | 0.09% |
| JOHN D BODKER3 | 11230 WEST AVE SE 3101 SAN ANTONIO, TX 78213 | AFLAC | $4 | — | $4 | 0.07% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $3 | — | $3 | 0.05% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 80 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 80 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 80 | $573K |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 80 | $573K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 80 | $573K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 44 | $38K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 44 | $38K |
| Long-term disability | AFLAC | 8 | $5K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 80 | $573K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 44 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 80 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.