| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST AGENCY | P. O. BOX 2456 LAFAYETTE, LA 705022456 | UNITED HEALTHCARE INSURANCE COMPANY | $28K | — | $28K | 4.91% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC-LA | 3300 W ESPLANADE AVE S STE 205 METAIRIE, LA 700027415 | UNITED HEALTHCARE INSURANCE COMPANY | $17K | $5K | $22K | 3.85% |
| JOEY MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $3K | $6K | 6.92% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INSURAN | P. O. BOX 2456 LAFAYETTE, LA 70502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 5.07% |
| DEBORAH MOONEY GARRETSON3 | 7115 CORSICA DRIVE GERMANTOWN, TN 38138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.87% |
| GROUP VOLUNTARY BENEFITS LLC3 Filed as: GROUP VOLUNTARY BENEFITS, LLC | 29103 CHURCH OF GOD ROAD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $303 | $2K | 1.86% |
| SCOTT J CHAMBERS3 | 609 EMMELINE ST NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $196 | $1K | 1.55% |
| JODIE C MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $609 | — | $609 | 0.72% |
| BETTY ROMERO3 | 100 LOREN AVE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $316 | $43 | $359 | 0.42% |
| REBECCA N SONGY3 | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $173 | $75 | $248 | 0.29% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $130 | $35 | $165 | 0.19% |
| ROGERS BENEFIT GROUP INC3 Filed as: JIMMY RAY ROGERS | 73 HEATHER LAKE DR COLLIERVILLE, TN 38017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | $90 | $163 | 0.19% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | — | $109 | 0.13% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | — | $109 | 0.13% |
| GREG GRIFFITH3 | 752 WALNUT KNOLL LANE CORDOVA, TN 38018 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | $26 | $99 | 0.12% |
| CHARLINE PARKER3 | 63910 TWIN BRIDGES ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | $0 | $64 | 0.08% |
| KAMRYN LAYNE COOK3 | 1901 SUNNY DRIVE BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| MARKS BENEFIT MANAGEMENT LLC3 | 3847 EAST SPYGLASS HILL DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS AGY | 600 JEFFERSON ST. STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE | $1K | $125 | $1K | 16.46% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 2520 NORTHWINDS PKWY STE 600 ALPHARETTA, GA 300092238 | METROPOLITAN LIFE INSURANCE | $373 | $92 | $465 | 6.16% |
| ROLLENDA LEE MCCOWN3 | P. O. BOX 215 WELSH, LA 70591 | AFLAC | $202 | — | $202 | 4.91% |
| MELISSA STEWART3 Filed as: MELISSA VINCENT STEWART | 1616 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $77 | — | $77 | 1.87% |
| THEODORE AUTHEMENT3 | 800 RYAN ST STE 200 LAKE CHARLES, LA 70601 | AFLAC | $55 | — | $55 | 1.34% |
| DAVID MARKS3 | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $39 | — | $39 | 0.95% |
| BLAZE FREMIN3 | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $30 | — | $30 | 0.73% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 | 305 E 3RD STREET CROWLEY, LA 70526 | AFLAC | $28 | — | $28 | 0.68% |
| MICHAEL JOHNSON3 | 151 DAVID LANE LAKE CHARLES, LA 70607 | AFLAC | $23 | — | $23 | 0.56% |
| FRANKLIN W STOUTE3 Filed as: FRANKLIN STOUTE | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $15 | — | $15 | 0.36% |
| CRAIG J IVES3 Filed as: CRAIG IVES | P. O. BOX 1268 BREAUX BRIDGE, LA 70517 | AFLAC | $13 | — | $13 | 0.32% |
| BRIAN JASON THOMPSON3 | 103 BEAU REPOSE LAFAYETTE, LA 70508 | AFLAC | $10 | — | $10 | 0.24% |
| RICKY BOUDREAUX3 | 207 MASTERS DRIVE BROUSSARD, LA 70518 | AFLAC | $7 | — | $7 | 0.17% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $7 | — | $7 | 0.17% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $7 | — | $7 | 0.17% |
| JIMMIE DARRELL ROMERO3 | 174 ATWOOD DRIVE CROWLEY, LA 70526 | AFLAC | $6 | — | $6 | 0.15% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR ST. MARTINVILLE, LA 70582 | AFLAC | $5 | — | $5 | 0.12% |
| RICKY C PISANI3 | P. O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $4 | — | $4 | 0.10% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $3 | — | $3 | 0.07% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $2 | — | $2 | 0.05% |
| ERROL B WILKEN3 Filed as: ERROL B. WILKEN | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 181 | $569K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 181 | $569K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 181 | $569K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 56 | $89K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 56 | $89K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE | 18 | $12K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 56 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.