| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVENUE BUFFALO, NY 14202 | AETNA LIFE INSURANCE CO. | $50K | — | $50K | 2.76% |
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVE BUFFALO, NY 14202 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $6K | $11K | 9.70% |
| ALISHA K ROBINSON3 Filed as: ALISHA ROBINSON | PO BOX 272 OLD FORGE, NY 13420 | AFLAC | $8K | $90 | $8K | 9.17% |
| THOMAS H HIGGINS3 | 6819 PITTSFORD PALMYRA ROAD FAIRPORT, NY 14450 | AFLAC | $6K | — | $6K | 7.04% |
| JOSEPH P CALARCO3 Filed as: JOSEPH CALARCO | 63 GENESEE ST STE 2 PO BOX 130 AUBURN, NY 13021 | AFLAC | $2K | $29 | $2K | 1.88% |
| LAURA BOHANNON3 | 23 S MARVINE AVE AUBURN, NY 13021 | AFLAC | $913 | $11 | $924 | 1.08% |
| BRENDAN MCCARTHY AND CREW INC3 | 1411 CHILI AVE STE 3 ROCHESTER, NY 14624 | AFLAC | $657 | — | $657 | 0.77% |
| DEBRA PARKER3 | 20 BOWEN ST AUBURN, NY 13021 | AFLAC | $590 | — | $590 | 0.69% |
| DAWN PELLERIN3 | 34 TAMARACK DRIVE NEW HARTFORD, NY 13413 | AFLAC | $492 | $18 | $510 | 0.60% |
| TERESA STRONG3 | PO BOX 52 MACEDON, NY 14502 | AFLAC | $481 | — | $481 | 0.56% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVENUE BUFFALO, NY 14202 | AFLAC | $167 | $1 | $168 | 0.20% |
| DAVID A COLLISON3 | 46 JOHNSTONE LANE GEORGETOWN, SC 29440 | AFLAC | $151 | — | $151 | 0.18% |
| BRAD JONES AND ASSOCIATES INC3 | 19 BRITISH AMERICAN BLVD LATHAM, NY 12110 | AFLAC | $129 | — | $129 | 0.15% |
| JEFF DALABA3 | 8500 GILLY FLOWER COURT BALDWINSVILLE, NY 13027 | AFLAC | $91 | — | $91 | 0.11% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NEW YORK INC | 117 W LIBERTY ST PO BOX 231 ROME, NY 13442 | AFLAC | $79 | — | $79 | 0.09% |
| KELLY A IRVINE3 Filed as: KELLY IRVINE | 20620 EAST GOLDEN ELM DR ESTERO, FL 33928 | AFLAC | $71 | — | $71 | 0.08% |
| KEVIN MURPHY3 | 11 WILLOWBROOK TERRACE CLIFTON PARK, NY 12065 | AFLAC | $39 | — | $39 | 0.05% |
| STEVEN DALABA3 | 405 CRAVER POINTE DR CLEMMONS, NC 27012 | AFLAC | $5 | — | $5 | 0.01% |
| MICHAEL P FARLEY3 Filed as: MICHAEL FARLEY | 1412 SWEET HOME RD STE 2 AMHERST, NY 14228 | AFLAC | $4 | — | $4 | 0.00% |
| LAURIE SMITH3 | 577 TRUESDALE HILL RD LAKE GEORGE, NY 12845 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN B INFERRERA3 Filed as: JOHN INFERRERA | 174 GARNSEY ROAD PITTSFORD, NY 14534 | AFLAC | $3 | — | $3 | 0.00% |
| RUSSELL T BARRETT3 Filed as: RUSSELL BARRETT | 10 AZALEA DR SARATOGA SPRINGS, NY 12866 | AFLAC | $2 | — | $2 | 0.00% |
| KENNETH J HANNAN3 Filed as: KENNETH HANNAN | 5 FRIAR TUCK COURT CLIFTON PARK, NY 12065 | AFLAC | $1 | — | $1 | 0.00% |
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVENUE BUFFALO, NY 14202 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $4K | — | $4K | 5.86% |
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVE BUFFALO, NY 14202 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $3K | — | $3K | 6.67% |
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVE BUFFALO, NY 14202 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $4K | — | $4K | 10.92% |
| JP INSURANCE SERVICE LLC3 | 7 BIRCHSTONE CT SIMPSONVILLE, SC 29681 | AFLAC | $1K | $21 | $1K | 11.83% |
| JERRY CARROLL GENTRY3 Filed as: JERRY GENTRY | 7303 N LORRAINE ST HUTCHINSON, KS 67502 | AFLAC | $314 | — | $314 | 3.48% |
| KERRY COLVIN3 | 501 ROYAL DUTCH LN SIMPSONVILLE, SC 29681 | AFLAC | $182 | — | $182 | 2.02% |
| JUSTIN M GUIDI3 | 555 N PLEASANTBURG DR STE 200 GREENVILLE, SC 29607 | AFLAC | $133 | $4 | $137 | 1.52% |
| JEREMY GENTRY3 | 604 W 24TH AVE HUTCHINSON, KS 67502 | AFLAC | $124 | — | $124 | 1.38% |
| HAYLEY A HUNTER3 | 201 CAMERON CREEK LN SIMPSONVILLE, SC 29681 | AFLAC | $87 | — | $87 | 0.96% |
| DONALD P KREDENSOR3 | 1112 RIVER WALK DR SIMPSONVILLE, SC 29681 | AFLAC | $66 | — | $66 | 0.73% |
| LEIGH ANNE SEEMAN3 | PO BOX 418 LARNED, KS 67550 | AFLAC | $64 | — | $64 | 0.71% |
| LEIGH ANNE SEEMAN3 | PO BOX 418 LARNED, KS 67550 | AFLAC | $64 | — | $64 | 0.71% |
| LEIGH ANNE SEEMAN3 | PO BOX 418 LARNED, KS 67550 | AFLAC | $64 | — | $64 | 0.71% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: SAMUEL G BROWN | 4008 N BLUESTEM ST MAIZE, KS 67101 | AFLAC | $35 | — | $35 | 0.39% |
| JOHN D TYLER3 | 18632 WOLF CREEK DR EDMOND, OK 73012 | AFLAC | $27 | — | $27 | 0.30% |
| JOSEPH P CALARCO3 | 63 GENESEE ST STE 2 PO BOX 130 AUBURN, NY 13021 | AFLAC | $23 | — | $23 | 0.26% |
| STEPHEN I BURGESS3 | 555 N PLEASANTBURG DR STE 200 GREENVILLE, SC 29607 | AFLAC | $22 | — | $22 | 0.24% |
| SUSAN GEREN3 | 428 S MAIN ST GALVA, KS 67443 | AFLAC | $16 | — | $16 | 0.18% |
| JUSTIN C CARSON3 | 7701 E KELLOGG DR STE 680 WICHITA, KS 67207 | AFLAC | $15 | — | $15 | 0.17% |
| VINCE SCALETTA3 | 4552 N OTTAWA AVE NORRIDGE, IL 60706 | AFLAC | $15 | — | $15 | 0.17% |
| DANNY DANIELS3 | 1931 SHARON RD WOODRUFF, SC 29388 | AFLAC | $12 | — | $12 | 0.13% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $10 | — | $10 | 0.11% |
| DAYTON LLC3 | 324 OLD WOOD DR COLUMBIA, SC 29212 | AFLAC | $7 | — | $7 | 0.08% |
| LUIS H NEGRON3 | 401 LOWELL DRIVE SOUTH ELGIN, IL 60177 | AFLAC | $7 | — | $7 | 0.08% |
| GWEN AYLWARD3 Filed as: GWEN A AYLWARD | 2630 FARM BUREAU RD STE A MANHATTAN, KS 66502 | AFLAC | $6 | — | $6 | 0.07% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $5 | — | $5 | 0.06% |
| ARICCA WALLACE3 Filed as: ARICCA WALLAVE | 5100 CANYON RD MANHATTAN, KS 66503 | AFLAC | $4 | — | $4 | 0.04% |
| GARY W JOHNSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $4 | — | $4 | 0.04% |
| KEVIN R MCFADDEN3 | 1820 W CANNING DR MOUNT PLEASANT, SC 29466 | AFLAC | $3 | — | $3 | 0.03% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $3 | — | $3 | 0.03% |
| JEREMY M SKEETERS3 | 9830 W JJ RANCH RD PEORIA, AZ 85383 | AFLAC | $3 | — | $3 | 0.03% |
| JOHN A BACON3 | 11630 W 158TH TER OVERLAND PARK, KS 66221 | AFLAC | $1 | — | $1 | 0.01% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.01% |
| EMPLOYEE BENEFITS LLC3 Filed as: EMPLOYEE SERVICES, INC. | 55 CHAMBERLAIN STREET WELLSVILLE, NY 14895 | ESI GROUP | — | $8K | $8K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 0 | $1.8M |
| Dental(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 254 | $190K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 178 | $115K |
| Life insurance | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 254 | $75K |
| Long-term disability | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 251 | $35K |
| Other(5 contracts, 4 carriers) | AFLAC | 260 | $218K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.