| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVENUE BUFFALO, NY 14202 | AETNA LIFE INSURANCE CO. | $45K | — | $45K | 2.88% |
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVE BUFFALO, NY 14202 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $6K | $11K | 10.96% |
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVENUE BUFFALO, NY 14202 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $5K | $836 | $5K | 7.77% |
| ALISHA K ROBINSON3 Filed as: ALISHA ROBINSON | PO BOX 272 OLD FORGE, NY 13420 | AFLAC | $2K | $140 | $3K | 4.93% |
| THOMAS H HIGGINS3 | 6819 PITTSFORD PALMYRA ROAD FAIRPORT, NY 14450 | AFLAC | $2K | — | $2K | 4.03% |
| DAWN PELLERIN3 | 34 TAMARACK DRIVE NEW HARTFORD, NY 13413 | AFLAC | $572 | $28 | $600 | 1.13% |
| LAWLEY BENEFITS GROUP LLC Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVENUE BUFFALO, NY 14202 | AFLAC | $584 | — | $584 | 1.10% |
| BRENDAN MCCARTHY AND CREW INC3 | 1411 CHILI AVE STE 3 ROCHESTER, NY 14624 | AFLAC | $567 | — | $567 | 1.07% |
| DEBRA PARKER3 | 20 BOWEN ST AUBURN, NY 13021 | AFLAC | $533 | — | $533 | 1.01% |
| JOSEPH P CALARCO3 Filed as: JOSEPH CALARCO | 63 GENESEE ST STE 2 PO BOX 130 AUBURN, NY 13021 | AFLAC | $460 | $28 | $488 | 0.92% |
| TERESA STRONG3 | PO BOX 52 MACEDON, NY 14502 | AFLAC | $431 | — | $431 | 0.81% |
| LAURA BOHANNON3 | 23 S MARVINE AVE AUBURN, NY 13021 | AFLAC | $149 | — | $149 | 0.28% |
| DAVID A COLLISON3 | 46 JOHNSTONE LANE GEORGETOWN, SC 29440 | AFLAC | $139 | — | $139 | 0.26% |
| BRAD JONES AND ASSOCIATES INC3 | 19 BRITISH AMERICAN BLVD LATHAM, NY 12110 | AFLAC | $111 | — | $111 | 0.21% |
| JEFF DALABA3 | 8500 GILLY FLOWER COURT BALDWINSVILLE, NY 13027 | AFLAC | $87 | — | $87 | 0.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NEW YORK INC | 117 W LIBERTY ST PO BOX 231 ROME, NY 13442 | AFLAC | $73 | — | $73 | 0.14% |
| KELLY A IRVINE3 Filed as: KELLY IRVINE | 20620 EAST GOLDEN ELM DR ESTERO, FL 33928 | AFLAC | $61 | — | $61 | 0.12% |
| KEVIN MURPHY3 | 11 WILLOWBROOK TERRACE CLIFTON PARK, NY 12065 | AFLAC | $33 | — | $33 | 0.06% |
| MICHAEL P FARLEY Filed as: MICHAEL FARLEY | 1412 SWEET HOME RD STE 2 AMHERST, NY 14228 | AFLAC | $10 | — | $10 | 0.02% |
| STEVEN DALABA3 | 405 CRAVER POINTE DR CLEMMONS, NC 27012 | AFLAC | $5 | — | $5 | 0.01% |
| LAURIE SMITH3 | 577 TRUESDALE HILL RD LAKE GEORGE, NY 12845 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN B INFERRERA3 Filed as: JOHN INFERRERA | 174 GARNSEY ROAD PITTSFORD, NY 14534 | AFLAC | $2 | — | $2 | 0.00% |
| RUSSELL T BARRETT3 Filed as: RUSSELL BARRETT | 10 AZALEA DR SARATOGA SPRINGS, NY 12866 | AFLAC | $2 | — | $2 | 0.00% |
| KENNETH J HANNAN3 Filed as: KENNETH HANNAN | 5 FRIAR TUCK COURT CLIFTON PARK, NY 12065 | AFLAC | $1 | — | $1 | 0.00% |
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVE BUFFALO, NY 14202 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $3K | $693 | $3K | 9.87% |
| LAWLEY BENEFITS GROUP LLC3 | 361 DELAWARE AVE BUFFALO, NY 14202 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $4K | $528 | $4K | 13.09% |
| JUDITH A POTWORA3 Filed as: JUDITH POTWORA | 7 BIRCHSTONE CT SIMPSONVILLE, SC 29681 | AFLAC | $593 | $2 | $595 | 9.43% |
| HAYLEY A HUNTER3 | 201 CAMERON CREEK LN SIMPSONVILLE, SC 29681 | AFLAC | $87 | — | $87 | 1.38% |
| DONALD P KREDENSOR3 | 1112 RIVER WALK DR SIMPSONVILLE, SC 29681 | AFLAC | $70 | — | $70 | 1.11% |
| JUSTIN M GUIDI3 | 555 N PLEASANTBURG DR STE 200 GREENVILLE, SC 29607 | AFLAC | $62 | $2 | $64 | 1.01% |
| JOSEPH P CALARCO3 | 63 GENESEE ST STE 2 PO BOX 130 AUBURN, NY 13021 | AFLAC | $31 | $9 | $40 | 0.63% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: SAMUEL G BROWN | 4008 N BLUESTEM ST MAIZE, KS 67101 | AFLAC | $35 | — | $35 | 0.55% |
| JOHN D TYLER3 | 18632 WOLF CREEK DR EDMOND, OK 73012 | AFLAC | $30 | — | $30 | 0.48% |
| KERRY COLVIN3 | 501 ROYAL DUTCH LN SIMPSONVILLE, SC 29681 | AFLAC | $22 | $6 | $28 | 0.44% |
| STEPHEN I BURGESS3 | 555 N PLEASANTBURG DR STE 200 GREENVILLE, SC 29607 | AFLAC | $22 | — | $22 | 0.35% |
| JUSTIN C CARSON3 | 7701 E KELLOGG DR STE 680 WICHITA, KS 67207 | AFLAC | $15 | — | $15 | 0.24% |
| VINCE SCALETTA3 | 4552 N OTTAWA AVE NORRIDGE, IL 60706 | AFLAC | $15 | — | $15 | 0.24% |
| DANNY DANIELS3 | 1931 SHARON RD WOODRUFF, SC 29388 | AFLAC | $12 | — | $12 | 0.19% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $10 | — | $10 | 0.16% |
| DAYTON LLC3 | 324 OLD WOOD DR COLUMBIA, SC 29212 | AFLAC | $8 | — | $8 | 0.13% |
| LUIS H NEGRON3 | 401 LOWELL DRIVE SOUTH ELGIN, IL 60177 | AFLAC | $7 | — | $7 | 0.11% |
| SUSAN GEREN3 | 428 S MAIN ST GALVA, KS 67443 | AFLAC | $7 | — | $7 | 0.11% |
| GWEN AYLWARD3 Filed as: GWEN A AYLWARD | 2630 FARM BUREAU RD STE A MANHATTAN, KS 66502 | AFLAC | $6 | — | $6 | 0.10% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $5 | — | $5 | 0.08% |
| ARICCA WALLACE3 Filed as: ARICCA WALLAVE | 5100 CANYON RD MANHATTAN, KS 66503 | AFLAC | $4 | — | $4 | 0.06% |
| KEVIN R MCFADDEN3 | 1820 W CANNING DR MOUNT PLEASANT, SC 29466 | AFLAC | $4 | — | $4 | 0.06% |
| GARY W JOHNSON3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $4 | — | $4 | 0.06% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $3 | — | $3 | 0.05% |
| JEREMY M SKEETERS3 | 9830 W JJ RANCH RD PEORIA, AZ 85383 | AFLAC | $2 | — | $2 | 0.03% |
| JOHN A BACON3 | 1025 DURHAM GARDEN CT O FALLON, MO 63368 | AFLAC | $1 | — | $1 | 0.02% |
| KENNETH D MORRIS JR | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.02% |
| EMPLOYEE BENEFITS LLC3 Filed as: EMPLOYEE SERVICES, INC. | 55 CHAMBERLAIN STREET WELLSVILLE, NY 14895 | ESI GROUP | — | $7K | $7K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 346 | $1.5M |
| Dental(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 242 | $173K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 180 | $103K |
| Life insurance | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 242 | $70K |
| Long-term disability | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 232 | $31K |
| Other(5 contracts, 4 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 242 | $162K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 346 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.