Welfare broker

EMPLOYEE BENEFITS LLC

Mailing address (most recent filing)

1749 MALLORY LANE

SUITE 303

BRENTWOOD, TN 37027

Total comp: $338K
Commissions: $253K
Fees: $85K
Filings: 10
Sponsors: 10

Carrier mix

Where EMPLOYEE BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$4K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$1.5M	0.1%	32.46x
GA	1	$4K	0.0%	7.59x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE BENEFITS LLC's plans by broker comp / premium ratio. Median 12.55% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EMPLOYEE BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JR YOUNG ENTERPRISES, INC. SONIC DRIVE IN HEALTH & WELFARE BENEFIT PLAN	TN	$1.5M	$96K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
PAN-AM DENTAL, INC. PAN-AM DENTAL HEALTH AND WELFARE BENEFIT PLAN	GA	$4K	$756	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$4K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.5M

50.0%

State

Plans

Premium

State share

Index

$1.5M

0.1%

32.46x

$4K

0.0%

7.59x

Sponsor

Loc

Premium

Comp

Carrier

JR YOUNG ENTERPRISES, INC.

SONIC DRIVE IN HEALTH & WELFARE BENEFIT PLAN

$1.5M

$96K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

PAN-AM DENTAL, INC.

PAN-AM DENTAL HEALTH AND WELFARE BENEFIT PLAN

$4K

$756

STANDARD INSURANCE COMPANY