Welfare broker

KEVIN MURPHY

Mailing address (most recent filing)

41 PERSHERON WAY

WEST BARNSTABLE, MA 02668

Total comp: $297K
Commissions: $293K
Fees: $4K
Filings: 75
Sponsors: 75

Carrier mix

Where KEVIN MURPHY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SCOTT & WHITE HEALTH PLAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SCOTT & WHITE HEALTH PLAN	3	$4.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	3	$4.0M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KEVIN MURPHY's plans by broker comp / premium ratio. Median 6.95% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of KEVIN MURPHY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where KEVIN MURPHY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LUBBOCK CHRISTIAN UNIVERSITY LUBBOCK CHRISTIAN UNIVERSITY EMPLOYEE BENEFITS PLAN	TX	$2.7M	$164K	BAYLOR SCOTT & WHITE CARE PLAN
BTAC, INC. BTAC, INC. HEALTH AND WELFARE PLAN	TX	$678K	$60K	BAYLOR SCOTT & WHITE CARE PLAN
GOODWILL INDUSTRIES OF NORTHWEST TEXAS GOODWILL INDUSTRIES OF NORTHWEST TEXAS MEDICAL BENEFIT PLAN	TX	$697K	$48K	BAYLOR SCOTT & WHITE

Carrier

Plans

Premium

SCOTT & WHITE HEALTH PLAN

$4.0M

100.0%

State

Plans

Premium

State share

Index

$4.0M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

LUBBOCK CHRISTIAN UNIVERSITY

LUBBOCK CHRISTIAN UNIVERSITY EMPLOYEE BENEFITS PLAN

$2.7M

$164K

BAYLOR SCOTT & WHITE CARE PLAN

BTAC, INC.

BTAC, INC. HEALTH AND WELFARE PLAN

$678K

$60K

BAYLOR SCOTT & WHITE CARE PLAN

GOODWILL INDUSTRIES OF NORTHWEST TEXAS

GOODWILL INDUSTRIES OF NORTHWEST TEXAS MEDICAL BENEFIT PLAN

$697K

$48K

BAYLOR SCOTT & WHITE