| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LILA MARKETING LLC | — | DAVIS VISION | $129K | — | $129K | 5.00% |
| THE ARGIRO GROUP INC. Filed as: THE ARGIRO GROUP INC | 2105 W GENESEE ST #115 SYRACUSE, NY 13219 | STANDARD OF NEW YORK | $58K | — | $58K | 7.00% |
| LILA MARKETING LLC | — | EXCELLUS BCBS MEDICARE | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EXCELLUS BLUECROSS BLUESHIELD EIN 15-0329043 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | 333 BUTTERNUT DRIVE SYRACUSE, NY 13214 | $4.3M |
| ONEGROUP, INC. EIN 16-1593071 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 5232 WITZ DRIVE NORTH SYRACUSE, NY 13212 | $422K |
| PARAVATI,KARL,GREEN & DEBELLA EIN 16-1284656 NONE | Legal; Direct payment from the plan Service code 29 | 520 SENECA STREET, SUITE 105 UTICA, NY 13502 | $313K |
| GALLAGHER BENEFIT SERVICES EIN 20-2532319 NONE | Direct payment from the plan; Consulting (general) Service code 16 | 85 CHESTNUT RIDGE ROAD SUITE 214 MONTVALE, NJ 07645 | $287K |
| LOOMIS SAYLES & COMPANY EIN 04-3200030 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | ONE FINANCIAL CENTER BOSTON, MA 02111 | $251K |
| JESSICA HOYT EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $220K |
| KENNETH STILWELL EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $173K |
| COHEN, WEISS AND SIMON NONE | Legal Service code 29 | 909 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 100224731 | $171K |
| MINDI HOUGHTALING EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE BALDWINSVILLE, NY 13221 | $113K |
| DEBORA LOIACANO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $106K |
| JOSEPH SALERNO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $103K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 NONE | Custodial (other than securities); Custodial (securities); Investment management fees paid directly by plan Service code 18 | 200 NEWPORT AVENUE QUINCY, MA 02171 | $102K |
| AMANDA CARMICHAEL EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $99K |
| BARTON CASE EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $97K |
| AUSTIN BRUTCHER EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $88K |
| TIMOTHY RICH EIN 15-0551885 NONE | Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $82K |
| STEFFEN WHEELOCK EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $80K |
| STATE STREET BANK AND TRUST EIN 04-1867445 NONE | Investment management; Direct payment from the plan; Custodial (securities) Service code 19 | 200 NEWPORT AVENUE QUINCY, MA 02171 | $79K |
| THOMAS NANNA EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $79K |
| CHRISTA BENNETT EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $78K |
| MORGAN, LEWIS & BOCKIUS EIN 23-0891050 NONE | Legal; Direct payment from the plan Service code 29 | PO BOX 8500 S-6050 PHILADELPHIA, PA 19178 | $77K |
| MARK CHILDS EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $75K |
| ALEXANDER CONNOLLY EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $75K |
| MA POLCE CONSULTING EIN 16-1597994 NONE | Consulting (general); Direct payment from the plan Service code 16 | 401 PHOENIX DRIVE ROME, NY 13441 | $75K |
| RUSSELL MORREALE EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $71K |
| JOHN TIERNEY EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $71K |
| KRISTIN ALLEN EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $67K |
| PAULA CURRO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $64K |
| BARBARA ACEY EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $61K |
| MICHELLE DEEMER EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $60K |
| DENISE GOMEZ EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $60K |
| JENNIFER MAHONEY EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $59K |
| KIM CUNNINGHAM EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE NORTH SYRACUSE, NY 13221 | $56K |
| ROSEMARY INSALCO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $56K |
| D'ARCANGELO & CO., LLP EIN 13-2550103 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 120 LOMOND COURT UTICA, NY 13502 | $56K |
| SIRIUS COMPUTER SOLUTIONS EIN 74-2836721 NONE | Direct payment from the plan; Other services Service code 49 | PO BOX 2893 SYRACUSE, NY 13220 | $47K |
| AMY LEVEA EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $44K |
| CHARLES MARTIN EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $43K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 100 LOWDER BROOK DRIVE WESTWOOD, MA 02090 | $41K |
| WELLINGTON TRUST COMPANY, NA CTF EM EIN 04-2755549 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 280 CONGRESS STREET BOSTON, MA 02210 | $38K |
| HONEYWELL EIN 22-6450650 NONE | Other fees; Direct payment from the plan Service code 50 | 4705 CROSSROADS PARK DRIVE LIVERPOOL, NY 13088 | $31K |
| CORPORATE MAINTENANCE SYSTEMS EIN 16-1498422 NONE | Direct payment from the plan Service code 50 | 7658 WINDSOR DR N SYRACUSE, NY 13212 | $31K |
| SANDRA CARTER EIN 15-0551885 NONE | Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $29K |
| WILLIAM ARNAULT EIN 15-0551885 NONE | Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $29K |
| JUST THE RIGHT STUFF EIN 16-1407121 NONE | Other services; Direct payment from the plan Service code 49 | 103 TWIN OAKS DRIVE SYRACUSE, NY 13206 | $26K |
| IRON MOUNTAIN EIN 04-3038590 NONE | Other services; Direct payment from the plan Service code 49 | 220 WAVEL ST SYRACUSE, NY 13206 | $19K |
| NORTHLAND COMMUNICATIONS EIN 16-1188181 NONE | Other services; Direct payment from the plan Service code 49 | 9560 MAIN STREET HOLLAND PATENT, NY 13354 | $19K |
| WB MASON COMPANY EIN 04-2455641 NONE | Direct payment from the plan; Other services Service code 49 | PO BOX 981101 BOSTON, MA 02298 | $13K |
| TOSHIBA FINANCIAL SERVICES EIN 33-0865305 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | PO BOX 790448 SAINT LOUIS, MO 63179 | $13K |
| FRESCHE SOLUTIONS INC EIN 42-1770943 NONE | Other services; Direct payment from the plan Service code 49 | PO BOX 95000 PHILADELPHIA, PA 19195 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,564 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 79 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 10,643 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | EXCELLUS BCBS MEDICARE | 215 | $1.2M |
| Vision | DAVIS VISION | 8,528 | $2.6M |
| Life insurance | STANDARD OF NEW YORK | 8,319 | $829K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 6,025 | $1.7M |
| Prescription drug(2 contracts, 2 carriers) | EXCELLUS BCBS MEDICARE | 215 | $1.2M |
| Other(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 6,871 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,528 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.