| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY | 333 WEST 24TH STREET NEW YORK, NY 010012402 | THE UNION LABOR LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| LILA MARKETING LLC | — | DAVIS VISION | $7K | — | $7K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EXCELLUS BLUECROSS BLUESHIELD EIN 15-0329043 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | 333 BUTTERNUT DRIVE SYRACUSE, NY 13214 | $5.0M |
| ONEGROUP, INC. EIN 16-1593071 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 5232 WITZ DRIVE NORTH SYRACUSE, NY 13212 | $665K |
| GALLAGHER BENEFIT SERVICES EIN 20-2532319 NONE | Direct payment from the plan; Consulting (general) Service code 16 | 85 CHESTNUT RIDGE ROAD SUITE 214 MONTVALE, NJ 07645 | $268K |
| LOOMIS SAYLES & COMPANY EIN 04-3200030 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | ONE FINANCIAL CENTER BOSTON, MA 02111 | $194K |
| PARAVATI,KARL,GREEN & DEBELLA EIN 16-1284656 NONE | Legal; Direct payment from the plan Service code 29 | 520 SENECA STREET, SUITE 105 UTICA, NY 13502 | $194K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 NONE | Custodial (securities); Custodial (other than securities); Investment management fees paid directly by plan Service code 18 | 200 NEWPORT AVENUE QUINCY, MA 02171 | $184K |
| JESSICA HOYT EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $174K |
| MORGAN, LEWIS & BOCKIUS EIN 23-0891050 NONE | Legal; Direct payment from the plan Service code 29 | PO BOX 8500 S-6050 PHILADELPHIA, PA 19178 | $155K |
| KENNETH STILWELL EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $139K |
| STATE STREET BANK AND TRUST EIN 04-1867445 NONE | Direct payment from the plan; Investment management; Custodial (securities) Service code 19 | 200 NEWPORT AVENUE QUINCY, MA 02171 | $136K |
| BLITMAN & KING, LLP EIN 16-1047304 NONE | Legal; Direct payment from the plan Service code 29 | 443 NORTH FRANKLIN STREET SYRACUSE, NY 13204 | $125K |
| DEBORA LOIACANO EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $104K |
| JOSEPH SALERNO EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $91K |
| BARTON CASE EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $86K |
| MINDI HOUGHTALING EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE BALDWINSVILLE, NY 13221 | $86K |
| THOMAS NANNA EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $83K |
| JOHN TIERNEY EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $82K |
| WELLINGTON TRUST COMPANY, NA CTF EM EIN 04-2755549 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 280 CONGRESS STREET BOSTON, MA 02210 | $77K |
| AUSTIN BRUTCHER EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $76K |
| JENNIFER MAHONEY EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $73K |
| IMMEDIATE MAILING SERVICE EIN 16-1313143 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 245 COMMERCE BLVD LIVERPOOL, NY 13088 | $72K |
| TIMOTHY RICH EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $72K |
| RUSSELL MORREALE EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $71K |
| STEFFEN WHEELOCK EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $69K |
| AMANDA CARMICHAEL EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $68K |
| CHRISTA BENNETT EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $67K |
| ALEXANDER CONNOLLY EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $66K |
| KRISTIN ALLEN EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $64K |
| REGINA DEMARCO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $63K |
| MICHELLE DEEMER EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $57K |
| BARBARA ACEY EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $57K |
| KIM CUNNINGHAM EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE NORTH SYRACUSE, NY 13221 | $57K |
| PAULA CURRO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $57K |
| ROSEMARY INSALCO EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $55K |
| D'ARCANGELO & CO., LLP EIN 13-2550103 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 120 LOMOND COURT UTICA, NY 13502 | $53K |
| JUST THE RIGHT STUFF EIN 16-1407121 NONE | Direct payment from the plan; Other services Service code 49 | 103 TWIN OAKS DRIVE SYRACUSE, NY 13206 | $52K |
| MARK CHILDS EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $49K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 100 LOWDER BROOK DRIVE WESTWOOD, MA 02090 | $48K |
| AMY LEVEA EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $41K |
| CHARLES MARTIN EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $39K |
| DENISE GOMEZ EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $35K |
| JACQUELINE MOORE EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $30K |
| CORPORATE MAINTENANCE SYSTEMS EIN 16-1498422 NONE | Direct payment from the plan; Other services Service code 49 | 7658 WINDSOR DR N SYRACUSE, NY 13212 | $29K |
| MA POLCE CONSULTING EIN 16-1597994 NONE | Consulting (general); Direct payment from the plan Service code 16 | 401 PHOENIX DRIVE ROME, NY 13441 | $27K |
| HONEYWELL EIN 22-6450650 NONE | Other fees; Direct payment from the plan Service code 50 | 4705 CROSSROADS PARK DRIVE LIVERPOOL, NY 13088 | $27K |
| NORTHLAND COMMUNICATIONS EIN 16-1188181 NONE | Direct payment from the plan; Other services Service code 49 | 9560 MAIN STREET HOLLAND PATENT, NY 13354 | $20K |
| WB MASON COMPANY EIN 04-2455641 NONE | Direct payment from the plan; Other services Service code 49 | PO BOX 981101 BOSTON, MA 02298 | $16K |
| CR FLETCHER TEMPS EIN 16-1504346 NONE | Direct payment from the plan; Other services Service code 49 | 126 NORTH SALINA STREET SYRACUSE, NY 13202 | $14K |
| FRESCHE SOLUTIONS INC EIN 42-1770943 NONE | Other services; Direct payment from the plan Service code 49 | PO BOX 95000 PHILADELPHIA, PA 19195 | $13K |
| TOSHIBA FINANCIAL SERVICES EIN 33-0865305 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | PO BOX 790448 SAINT LOUIS, MO 63179 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 81 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,404 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | EXCELLUS BCBS MEDICARE | 206 | $1.2M |
| Vision | DAVIS VISION | 915 | $135K |
| Life insurance | FIRST UNUM LIFE INSURANCE COMPANY | 9,660 | $966K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 5,270 | $2.2M |
| Prescription drug(3 contracts, 3 carriers) | EXCELLUS BCBS MEDICARE | 206 | $1.2M |
| Other(3 contracts, 3 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 9,660 | $4.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,660 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.