| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LILA MARKETING LLC | — | DAVIS VISION | $393K | — | $393K | 5.00% |
| THE SEGAL COMPANY | 333 WEST 24TH STREET NEW YORK, NY 010012402 | THE UNION LABOR LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EXCELLUS BLUECROSS BLUESHIELD EIN 15-0329043 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | 333 BUTTERNUT DRIVE SYRACUSE, NY 13214 | $4.8M |
| ONEGROUP, INC. EIN 16-1593071 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 5232 WITZ DRIVE NORTH SYRACUSE, NY 13212 | $990K |
| GALLAGHER BENEFIT SERVICES EIN 20-2532319 NONE | Consulting (general); Direct payment from the plan Service code 16 | 85 CHESTNUT RIDGE ROAD SUITE 214 MONTVALE, NJ 07645 | $267K |
| BLITMAN & KING, LLP EIN 16-1047304 NONE | Legal; Direct payment from the plan Service code 29 | 443 NORTH FRANKLIN STREET SYRACUSE, NY 13204 | $209K |
| PARAVATI,KARL,GREEN & DEBELLA EIN 16-1284656 NONE | Legal; Direct payment from the plan Service code 29 | 520 SENECA STREET, SUITE 105 UTICA, NY 13502 | $164K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 NONE | Custodial (other than securities); Custodial (securities); Investment management fees paid directly by plan Service code 18 | 200 NEWPORT AVENUE QUINCY, MA 02171 | $158K |
| JESSICA HOYT EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $154K |
| KENNETH STILWELL EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $128K |
| LOOMIS SAYLES & COMPANY EIN 04-3200030 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | ONE FINANCIAL CENTER BOSTON, MA 02111 | $108K |
| DEBORA LOIACANO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $100K |
| MORGAN, LEWIS & BOCKIUS EIN 23-0891050 NONE | Legal; Direct payment from the plan Service code 29 | PO BOX 8500 S-6050 PHILADELPHIA, PA 19178 | $99K |
| STATE STREET BANK AND TRUST EIN 04-1867445 NONE | Investment management; Custodial (securities); Direct payment from the plan Service code 19 | 200 NEWPORT AVENUE QUINCY, MA 02171 | $89K |
| WELLINGTON TRUST COMPANY, NA CTF EM EIN 04-2755549 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 280 CONGRESS STREET BOSTON, MA 02210 | $88K |
| JOSEPH SALERNO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $83K |
| CHRISTA BENNETT EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $78K |
| BARTON CASE EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $76K |
| MINDI HOUGHTALING EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE BALDWINSVILLE, NY 13221 | $70K |
| RUSSELL MORREALE EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $70K |
| THOMAS NANNA EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $70K |
| TIMOTHY RICH EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $67K |
| JOHN TIERNEY EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $67K |
| AMANDA CARMICHAEL EIN 15-0551885 NOONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $64K |
| ALEXANDER CONNOLLY EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $62K |
| STEFFEN WHEELOCK EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $60K |
| KRISTIN ALLEN EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $59K |
| REGINA DEMARCO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $59K |
| PAULA CURRO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $56K |
| KIM CUNNINGHAM EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE NORTH SYRACUSE, NY 13221 | $55K |
| BARBARA ACEY EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $53K |
| D'ARCANGELO & CO., LLP EIN 13-2550103 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 120 LOMOND COURT UTICA, NY 13502 | $52K |
| ROSEMARY INSALCO EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $48K |
| IMMEDIATE MAILING SERVICE EIN 16-1313143 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 245 COMMERCE BLVD LIVERPOOL, NY 13088 | $45K |
| MA POLCE CONSULTING EIN 16-1597994 NONE | Direct payment from the plan; Consulting (general) Service code 16 | 401 PHOENIX DRIVE ROME, NY 13441 | $43K |
| JUST THE RIGHT STUFF EIN 16-1407121 | Direct payment from the plan; Other services Service code 49 | 103 TWIN OAKS DRIVE SYRACUSE, NY 13206 | $41K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 100 LOWDER BROOK DRIVE WESTWOOD, MA 02090 | $41K |
| DENISE GOMEZ EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $40K |
| MICHELLE DEEMER EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $35K |
| MARILYN RYAN EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $32K |
| INDUSTRIAL CONTRACTING INC. EIN 16-1287835 NONE | Direct payment from the plan; Other fees Service code 50 | 914 EMERSON AVENUE SYRACUSE, NY 13204 | $30K |
| CORPORATE MAINTENANCE SYSTEMS EIN 16-1498422 NONE | Direct payment from the plan; Other services Service code 49 | 7658 WINDSOR DR N SYRACUSE, NY 13212 | $29K |
| ROBERT KELLEY EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $28K |
| AMY LEVEA EIN 15-0551885 NONE | Direct payment from the plan; Employee (plan) Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $28K |
| KELSIE DROHAN EIN 15-0551885 NONE | Employee (plan); Direct payment from the plan Service code 30 | 151 NORTHERN CONCOURSE SYRACUSE, NY 13221 | $28K |
| NORTHLAND COMMUNICATIONS EIN 16-1188181 NONE | Other services; Direct payment from the plan Service code 49 | 9560 MAIN STREET HOLLAND PATENT, NY 13354 | $17K |
| WB MASON COMPANY EIN 04-2455641 NONE | Other services; Direct payment from the plan Service code 49 | PO BOX 981101 BOSTON, MA 02298 | $15K |
| FRESCHE SOLUTIONS INC EIN 42-1770943 NONE | Other services; Direct payment from the plan Service code 49 | PO BOX 95000 PHILADELPHIA, PA 19195 | $11K |
| TOSHIBA FINANCIAL SERVICES EIN 33-0865305 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | PO BOX 790448 SAINT LOUIS, MO 63179 | $10K |
| PAVIA REAL ESTATE SERVICES EIN 75-3235533 NONE | Direct payment from the plan; Other fees Service code 50 | 5 OXFORD ROAD NEW HARTFORD, NY 13413 | $9K |
| LANPHEAR LANDSCAPES EIN 16-1390463 NONE | Other services; Direct payment from the plan Service code 49 | 2018 NEW BOSTON STREET CHITTENANGO, NY 13037 | $8K |
| IRON MOUNTAIN EIN 04-3038590 NONE | Other services; Direct payment from the plan Service code 49 | 220 WAVEL ST SYRACUSE, NY 13206 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,484 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 114 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | EXCELLUS BLUECROSS BLUESHIELD PLAN | 202 | $2.9M |
| Vision | DAVIS VISION | 36,403 | $7.9M |
| Life insurance | FIRST UNUM LIFE INSURANCE COMPANY | 9,660 | $981K |
| Short-term disability(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 8,825 | $4.3M |
| Prescription drug(5 contracts, 4 carriers) | EXCELLUS BLUECROSS BLUESHIELD PLAN | 202 | $2.9M |
| Other(3 contracts, 3 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 9,660 | $4.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 36,403 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.