| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL, SINGER AND ASSOCIATES, INC. | 8360 WEST SAHARA AVENUE, SUITE 110 LAS VEGAS, NV 89117 | PROMINENCE HEALTH PLAN | $48K | $0 | $48K | 2.65% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL, SINGER AND ASSOCIATES, INC. | 8360 WEST SAHARA AVENUE, SUITE 110 LAS VEGAS, NV 89117 | PREMIER ACCESS INSURANCE COMPANY | $4K | $0 | $4K | 2.92% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL, SINGER AND ASSOCIATES, INC. | 8360 WEST SAHARA AVENUE, SUITE 110 LAS VEGAS, NV 89117 | UNION SECURITY INSURANCE COMPANY | $13K | $0 | $13K | 14.19% |
| UNKNOWN3 | UNKNOWN LAS VEGAS, NV 89101 | FIDELITY SECURITY LIFE INSURANCE | $2K | $0 | $2K | 5.00% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL, SINGER AND ASSOCIATES, INC. | 8360 WEST SAHARA AVENUE, SUITE 110 LAS VEGAS, NV 89117 | HM LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL, SINGER AND ASSOCIATES, INC. | 8360 WEST SAHARA AVENUE, SUITE 110 LAS VEGAS, NV 89117 | SUN LIFE ASSURANCE COMPANY OF CANADA | $691 | $0 | $691 | 4.16% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL, SINGER AND ASSOCIATES, INC. | 8360 WEST SAHARA AVENUE, SUITE 110 LAS VEGAS, NV 89117 | UNION SECURITY INSURANCE COMPANY | $554 | $0 | $554 | 4.97% |
| DIANE DUTTON4 | 1 CAPRINGTON ROAD HENDERSON, NV 89052 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $85 | $0 | $85 | 2.43% |
| MURFF MEDIA, LLC4 | 2001 EAST TROPICANA AVENUE APARTMENT 2105 LAS VEGAS, NV 89119 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $68 | $0 | $68 | 1.95% |
| PATRIOT GROWTH INSURANCE SERVICES4 | 289 FARRIS AVENUE LAS VEGAS, NV 89183 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $39 | $0 | $39 | 1.12% |
| ASSUREX3 | 175 SOUTH 3RD STREET, SUITE 800 COLUMBUS, OH 43215 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $153 | $153 | 5.49% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE, INC. | 2603 WEST CHARLESTON BOULEVARD LAS VEGAS, NV 89102 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | -$15 | $0 | -$15 | -0.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 277 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 278 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROMINENCE HEALTH PLAN | 474 | $1.8M |
| Dental | PREMIER ACCESS INSURANCE COMPANY | 516 | $129K |
| Vision | HM LIFE INSURANCE COMPANY | 277 | $25K |
| Life insurance(4 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 348 | $119K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 98 | $88K |
| Prescription drug | PROMINENCE HEALTH PLAN | 474 | $1.8M |
| Other(7 contracts, 6 carriers) | UNION SECURITY INSURANCE COMPANY | 348 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 516 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.