| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ORGILL/SINGER & ASSOCIATES INC Filed as: ORGILL/SINGER & ASSOCIATES, INC. | 8360 W SAHARA AVENUE SUITE 110 LAS VEGAS, NV 89117 | SUN LIFE FINANCIAL | $997 | — | $997 | 0.05% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL/SINGER & ASSOCIATES, INC. | 8360 W SAHARA AVENUE SUITE 110 LAS VEGAS, NV 89117 | PROMINENCE HEALTH CARE | $43K | — | $43K | 2.70% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL/SINGER & ASSOCIATES, INC. | 8360 W SAHARA AVENUE SUITE 110 LAS VEGAS, NV 89117 | PREMIER ACCESS DENTAL INSURANCE | $4K | — | $4K | 3.40% |
| CRAIG AND PIKE, INC.3 Filed as: CRAIG AND PIKE INC | 2603 W CHARLESTON BLVD SUITE 110 LAS VEGAS, NV 89102 | UNUM | $305 | — | $305 | 8.30% |
| ORGILL/SINGER & ASSOCIATES INC Filed as: ORGILL/SINGER & ASSOCIATES, INC. | 8360 W SAHARA AVENUE SUITE 110 LAS VEGAS, NV 89117 | BEHAVIORAL HEALTH CARE OPTIONS | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROMINENCE HEALTH CARE | 425 | $1.6M |
| Dental | PREMIER ACCESS DENTAL INSURANCE | 525 | $128K |
| Vision | PREMIER ACCESS DENTAL INSURANCE | 525 | $128K |
| Life insurance | SUN LIFE FINANCIAL | 318 | $2.0M |
| Other(2 contracts, 2 carriers) | UNUM | 0 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 525 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.