| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | PROMINENCE HEALTH PLAN | $55K | — | $55K | 3.60% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL/SINGER & ASSOCIATES, INC | 8360 W SAHARA AVENUE SUITE 110 LAS VEGAS, NV 89117 | PROMINENCE HEALTH PLAN | $0 | — | $0 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | PREMIER ACCESS DENTAL AND VISION | $6K | — | $6K | 4.08% |
| ORGILL/SINGER & ASSOCIATES INC3 | 8360 W SAHARA AVENUE SUITE 110 LAS VEGAS, NV 89117 | PREMIER ACCESS DENTAL AND VISION | $0 | — | $0 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | ASSURANT EMPLOYEE BENEFITS | $11K | — | $11K | 12.54% |
| ORGILL/SINGER & ASSOCIATES INC3 | 8360 W SAHARA AVENUE SUITE 110 LAS VEGAS, NV 89117 | ASSURANT EMPLOYEE BENEFITS | $3K | — | $3K | 3.31% |
| CRAIG AND PIKE, INC.3 Filed as: CRAIG AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | HM LIFE INSURANCE GROUP | $25K | — | $25K | 98.24% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL/SINGER & ASSOCIATES, INC | 8360 W SAHARA AVENUE SUITE 110 LAS VEGAS, NV 89117 | HM LIFE INSURANCE GROUP | $47 | — | $47 | 0.18% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | UNUM | $1K | — | $1K | 28.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 505 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 509 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROMINENCE HEALTH PLAN | 434 | $1.5M |
| Dental | PREMIER ACCESS DENTAL AND VISION | 487 | $145K |
| Vision | HM LIFE INSURANCE GROUP | 231 | $26K |
| Life insurance(2 contracts, 2 carriers) | ASSURANT EMPLOYEE BENEFITS | 98 | $92K |
| Other(3 contracts, 3 carriers) | ASSURANT EMPLOYEE BENEFITS | 277 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 487 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.