| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETER H DODD3 Filed as: PETER DODD | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 1.75% |
| WILLIAM H DODD3 Filed as: WILLIAM DODD | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 1.75% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 606036115 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $309 | $309 | 0.06% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE INSURANCE COMPANY | $20K | — | $20K | 7.50% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 4.19% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 4.19% |
| AXA ASSISTANCE, USA3 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 606036115 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | — | $309 | $309 | 0.14% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $540 | $3K | 1.82% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $540 | $3K | 1.82% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | $467 | $3K | 2.60% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | $467 | $3K | 2.60% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $467 | $3K | 2.60% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $467 | $3K | 2.60% |
| PETER H DODD3 | DODD CONSULTING, LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | ZURICH AMERICAN INSURANCE COMPANY | $5K | — | $5K | 7.50% |
| WILLIAM H DODD3 Filed as: WILLIAM DODD | DODD CONSULTING, LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | ZURICH AMERICAN INSURANCE COMPANY | $5K | — | $5K | 7.50% |
| DODD CONSULTING, LLC3 | ONE LANDMARK SQUARE 8TH FLOOR STAMFORD, CT 069012603 | HYATT LEGAL PLANS | $6K | — | $6K | 12.80% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $2K | $4K | 8.72% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $451 | $3K | 6.25% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $971 | $971 | 2.21% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 9.55% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 9.55% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $692 | $692 | 2.02% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 9.56% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 9.56% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $783 | $783 | 2.66% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | $864 | — | $864 | 4.00% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $704 | — | $704 | 9.77% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $704 | — | $704 | 9.77% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $152 | $152 | 2.11% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | $185 | — | $185 | 3.99% |
| DODD CONSULTING, LLC3 | ONE LANDMARK SQUARE 8TH FLOOR STAMFORD, CT 069012603 | GERBER LIFE & ACCIDENT INSURANCE COMPANY | $484 | — | $484 | 15.00% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $137 | $44 | $181 | 9.03% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $137 | $41 | $178 | 8.88% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET, SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $58 | $58 | 2.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,491 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 229 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,720 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,934 | $732K |
| Short-term disability(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,488 | $395K |
| Long-term disability(7 contracts, 4 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 1,488 | $368K |
| Other(7 contracts, 6 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,934 | $934K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,934 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.