| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETER H DODD3 Filed as: PETER DODD | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 1.75% |
| WILLIAM H DODD3 Filed as: WILLIAM DODD | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 1.75% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | CIGNA HEALTHCARE OF CALIFORNIA | $0 | $2K | $2K | 0.64% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $1K | $5K | 1.49% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $1K | $5K | 1.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | HARTFORD LIFE INSURANCE COMPANY | $16K | $0 | $16K | 7.50% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 3.69% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 3.69% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | $394 | $3K | 2.70% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | $394 | $3K | 2.70% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $418 | $2K | 2.18% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $418 | $2K | 2.18% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2K | $0 | $2K | 1.96% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | $850 | $4K | 6.85% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | $481 | $4K | 6.22% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $833 | $833 | 1.42% |
| PETER H DODD3 Filed as: PETER DODD | DODD CONSULTING, LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | ZURICH AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 7.50% |
| WILLIAM H DODD3 Filed as: WILLIAM DODD | DODD CONSULTING, LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | ZURICH AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 7.50% |
| DODD CONSULTING, LLC3 | ONE LANDMARK SQUARE 8TH FLOOR STAMFORD, CT 069012603 | HYATT LEGAL PLANS | $5K | $0 | $5K | 9.92% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | $0 | $3K | 8.38% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | $0 | $3K | 8.38% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $309 | $309 | 0.90% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $285 | $2K | 6.01% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $283 | $2K | 6.00% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $368 | $368 | 1.21% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 28290 | HARTFORD LIFE AND ACCIDENT | $1K | $0 | $1K | 4.00% |
| UMR, INC.3 Filed as: UMR INC. | 115 WEST WAUSAU AVENUE WAUSAU, WI 54401 | HARTFORD LIFE AND ACCIDENT | $878 | $0 | $878 | 3.24% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | THE PAUL REVERE LIFE INSURANCE COMPANY | $595 | $118 | $713 | 6.90% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | THE PAUL REVERE LIFE INSURANCE COMPANY | $94 | $5 | $99 | 0.96% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $497 | $0 | $497 | 8.49% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $487 | $0 | $487 | 8.32% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $66 | $66 | 1.13% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $351 | $0 | $351 | 7.45% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 069012603 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $351 | $0 | $351 | 7.45% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $94 | $94 | 2.00% |
| DODD CONSULTING, LLC3 | ONE LANDMARK SQUARE 8TH FLOOR STAMFORD, CT 069012603 | GERBER LIFE & ACCIDENT INSURANCE COMPANY | $97 | $0 | $97 | 3.00% |
| WILLIAM H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $106 | $19 | $125 | 5.70% |
| PETER H DODD3 | DODD CONSULTING LLC ONE LANDMARK SQUARE, 8TH FLOOR STAMFORD, CT 06901 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $106 | $19 | $125 | 5.70% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET, SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $43 | $43 | 1.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,437 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 82 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 152 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,671 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTHCARE OF CALIFORNIA | 459 | $346K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 299 | $89K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,770 | $648K |
| Short-term disability(2 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 1,117 | $226K |
| Long-term disability(8 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,393 | $451K |
| Other(6 contracts, 6 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,770 | $793K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,770 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.