No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE ADMINISTRATORS EIN 23-2184623 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $3.8M |
| EXPRESS SCRIPTS INC EIN 22-3461740 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $3.2M |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $1.9M |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $1.2M |
| VIRGINIA & AMBINDER LLP EIN 13-4166736 NONE | Legal; Direct payment from the plan Service code 29 | — | $948K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $427K |
| THE SEGAL COMPANY (EASTERN STATES) EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $382K |
| EMPLOYEE A EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $303K |
| HARVARD PROTECTION SERVICES EIN 13-4127048 SECURITY PROVIDER | Other services; Direct payment from the plan Service code 49 | — | $284K |
| BEACON HILL STAFFING GROUP EIN 04-3496741 NONE | Direct payment from the plan; Other services Service code 49 | — | $283K |
| LOOMIS SAYLES TRUST COMPANY EIN 20-8080381 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $266K |
| LORD ABBETT & CO LLC EIN 13-5620131 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $244K |
| EMPLOYEE B EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $242K |
| EMPLOYEE C EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $209K |
| PERFECT PRINTING SOLUTIONS INC EIN 47-4140223 NONE | Other services; Direct payment from the plan Service code 49 | — | $208K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Investment management fees paid directly by plan; Shareholder servicing fees; Float revenue; Other investment fees and expenses; Custodial (securities); Direct payment from the plan; Investment management fees paid indirectly by plan Service code 19 | — | $198K |
| EMPLOYEE D EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $191K |
| EMPLOYEE E EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $169K |
| EMPLOYEE F EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $168K |
| KAUFF MCGUIRE & MARGOLIS LLP EIN 13-3573855 NONE | Legal; Direct payment from the plan Service code 29 | — | $160K |
| BAHN PCLC EIN 84-3431469 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $158K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $157K |
| EMPLOYEE G EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $151K |
| EMPLOYEE H EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $145K |
| EMPLOYEE I EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $145K |
| EMPLOYEE J EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $137K |
| EMPLOYEE K EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $136K |
| EMPLOYEE L EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $134K |
| EMPLOYEE M EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $130K |
| EMPLOYEE N EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $125K |
| EMPLOYEE O EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $123K |
| EMPLOYEE P EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $122K |
| EMPLOYEE Q EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $117K |
| EMPLOYEE R EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $116K |
| EMPLOYEE S EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $112K |
| EMPLOYEE T EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $107K |
| EMPLOYEE U EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $106K |
| SCOUT INVESTMENTS, INC. EIN 43-1925734 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $102K |
| EMPLOYEE V EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $101K |
| EMPLOYEE W EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $99K |
| EMPLOYEE X EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $96K |
| EMPLOYEE Y EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $95K |
| EMPLOYEE Z EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $91K |
| EMPLOYEE AA EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $91K |
| EMPLOYEE AB EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $91K |
| EMPLOYEE AC EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $90K |
| EMPLOYEE AD EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $90K |
| EMPLOYEE AE EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $89K |
| EMPLOYEE AF EIN 13-5615576 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $89K |
| EMPLOYEE AG EIN 13-5615576 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $88K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,821 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7,126 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 18,947 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 38,911 | $2.8M |
| Other(2 contracts, 2 carriers) | AMALGAMATED LIFE INSURANCE COMPANY | 38,911 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 38,911 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.