No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE INC. EIN 27-7391136 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Float revenue; Contract Administrator Service code 12 | — | $6.8M |
| VIRGINIA & AMBINDER LLP EIN 13-4166736 ATTORNEY | Legal Service code 29 | — | $1.6M |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 NONE | Consulting (general); Accounting (including auditing) Service code 10 | — | $1.6M |
| EXPRESS SCRIPTS INC EIN 22-3461740 NONE | Contract Administrator; Claims processing Service code 12 | — | $1.2M |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing) Service code 10 | — | $1.1M |
| KAUFF MCGUIRE & MARGOLIS LLP EIN 13-3573855 NONE | Legal Service code 29 | — | $1.1M |
| ADMINISTRATIVE SERVICES ONLY INC EIN 11-2995970 NONE | Claims processing Service code 12 | — | $551K |
| HEALTHCARE STRATEGIES INC. EIN 23-2848954 NONE | Consulting (general) Service code 16 | — | $433K |
| THE METROPOLITAN COMPANIES INC. EIN 13-3423067 NONE | Other services Service code 49 | — | $306K |
| JENNIFER L MENSCHEL EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $219K |
| HARVARD PROTECTION SERVICES LLC EIN 13-4127048 SECURITY PROVIDER | Other services Service code 49 | — | $210K |
| MUNICIPAL ASSET MANAGEMENT EIN 13-3751894 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $197K |
| MUELLER BLOCK LLP EIN 27-3471876 NONE | Consulting (general) Service code 16 | — | $179K |
| DAVID JACOBSEN EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $174K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial Service code 11 | — | $173K |
| CHARLES JACKSON EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $167K |
| LAZARD ASSET MANAGEMENT LLC EIN 05-0530199 NONE | Investment management; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $151K |
| NEIL SANDY EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $145K |
| LUKE POWERS EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $135K |
| GINO FIACCO EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $131K |
| EDMOND OSHANANI EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $130K |
| PAYDEN & RYGEL EIN 95-3921788 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $124K |
| BENJAMIN LAMBERT EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $121K |
| KORN FERRY NONE | Consulting (general) Service code 16 | 200 PARK AVENUE 33RD FLOOR NEW YORK, NY 10166 | $119K |
| MARLENE GROSSMAN EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $114K |
| DANIA RAMOS EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $111K |
| ROGER E. MAHER ARBITRATOR | Legal Service code 29 | 23 83RD STREET BROOKLYN, NY 11209 | $107K |
| CARLOS ANDRADE EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $99K |
| SCOTT ROSNER EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $96K |
| GINA LACEY EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $90K |
| JOHN P. PIRRONE NONE | Consulting (general) Service code 16 | 256 BEACH AVENUE STATEN ISLAND, NY 10306 | $88K |
| VIRGINIA GRAHAM EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $87K |
| SANDY DAVIS EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $86K |
| KRISTIN O'BRIEN EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $86K |
| MONICA SCHMIDT EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $83K |
| STANDARD DATA CORP EIN 13-1945595 COMPUTER SERVICES | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $83K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $81K |
| CHRISTOPHER OZARD EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $80K |
| JILLIAN PADULA EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $80K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (securities) Service code 19 | — | $79K |
| TAMMY MOY EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $79K |
| KENNEDY JENNIK & MURRAY P.C. EIN 25-1919594 NONE | Legal Service code 29 | — | $78K |
| SCOTT SORGE EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $77K |
| GERARD MINETELLO EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $76K |
| SENADA VELAJ EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $76K |
| EDWARD KISLIK EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $76K |
| WILLIAM DAVIDIAN EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $76K |
| MATTHEW MCMAHON EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $75K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Custodial (other than securities); Custodial (securities); Investment management fees paid directly by plan Service code 18 | — | $75K |
| EILEEN SCHILLING EIN 13-5615576 NONE | Employee (plan) Service code 30 | — | $73K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,418 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7,045 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 21,463 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 46,247 | $8.8M |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 44,628 | $2.2M |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 44,628 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 46,247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.