No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 NONE | Other services; Non-monetary compensation; Claims processing; Participant communication; Direct payment from the plan; Named fiduciary; Contract Administrator; Float revenue Service code 12 | — | $863K |
| CVS PHARMACY, INC EIN 05-0340626 NONE | Direct payment from the plan; Account maintenance fees Service code 50 | — | $787K |
| COHNREZNICK LLP EIN 33-4144829 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $54K |
| WEX HEALTH INC EIN 06-1593514 NONE | Account maintenance fees; Direct payment from the plan Service code 50 | — | $54K |
| BUCK GLOBAL, LLC EIN 13-3964297 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $32K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 INVESTMENT ADVISOR | Float revenue; Other fees; Trustee (directed); Shareholder servicing fees; Direct payment from the plan Service code 25 | — | $21K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $16K |
| ERNST AND YOUNG NONE | Other services; Direct payment from the plan Service code 49 | 200 PLAZA DRIVE SECAUCUS, NJ 07094 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,497 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,497 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | EMBLEM HEALTH | 47 | $580K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,820 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,820 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.