See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 NONE | Direct payment from the plan; Other services; Float revenue; Contract Administrator; Claims processing; Named fiduciary; Non-monetary compensation; Participant communication Service code 12 | — | $1.0M |
| CVS PHARMACY, INC EIN 05-0340626 NONE | Participant communication; Claims processing; Direct payment from the plan; Other services; Contract Administrator Service code 12 | — | $795K |
| COHNREZNICK LLP EIN 22-1478099 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $68K |
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $21K |
| RFN INC. MULTIMEDIA GROUP NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 40 DREXEL DRIVE BAY SHORE, NY 11706 | $14K |
| ERNST AND YOUNG EIN 34-6565596 NONE | Consulting fees; Direct payment from the plan Service code 50 | — | $5K |
| STATE STREET BANK AND TRUST COMPANY EIN 04-1867445 NONE | Investment management; Trustee (directed); Direct payment from the plan; Float revenue; Other fees Service code 25 | — | $2K |
| CIGNA | Float revenue; Contract Administrator; Other services; Non-monetary compensation; Claims processing; Named fiduciary; Participant communication; Direct payment from the plan Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,546 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,546 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | EMBLEM HEALTH | 48 | $447K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 48 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.