| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MAXIMUS DUENAS3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $33K | — | $33K | 10.06% |
| MAXIMUS DUENAS3 | 5917 QUINTA REAL COURT EL PASO, TX 79912 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 11.41% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | PO BOX 664173 DALLAS, TX 75266 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 4.92% |
| MAXIMUS DUENAS3 | 5917 QUINTA REAL COURT EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $328 | $4K | 9.41% |
| DIANA LOUISE DILLARD3 | 1505 PLAZA DEL SUR COURT EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $718 | — | $718 | 1.73% |
| ZACHARY HUNYADI ALICEA3 | 5001 NORTH MESA STREET APARTMENT 1114 EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $432 | $231 | $663 | 1.59% |
| CASEY JAMES KUGLER3 | 21068 VALLEY CIRCLE ELKHORN, NE 68022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | $610 | $648 | 1.56% |
| STEPHANIE NOELLE KUGLER3 | 21068 VALLEY CIRCLE ELKHORN, NE 68022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $316 | $192 | $508 | 1.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 421 WEST 3RD STREET SUITE 800 FORT WORTH, TX 76102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $495 | — | $495 | 1.19% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 218060 HOUSTON, TX 77218 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $484 | — | $484 | 1.16% |
| ALFREDO DANIEL BUENROSTRO3 | 14600 ESCALERA DRIVE HORIZON CITY, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $199 | — | $199 | 0.48% |
| BRIAN ROBERT LLOYD3 | 6234 KINGS PEAK DRIVE EL DORADO HILLS, CA 95762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | $127 | $173 | 0.42% |
| MERKI BENEFITS ADMINSTRATION LLC3 | 326 VILLA CANTO STREET EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $127 | — | $127 | 0.31% |
| SEAMAN ENTERPRISES INC3 | 924 LAS AVES PLACE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | — | $99 | 0.24% |
| MARIA GARACIELA PAMANES3 | 5780 MIRA GRANDE DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | — | $40 | 0.10% |
| DAVID CRUZ3 | 4312 CAMBRIDGE AVENUE EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.06% |
| ANAYAH ELLIS DORMAN3 | 312 RAINBOW CIRCLE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.06% |
| MARGARITA CANALES3 | 6201 ESCONDIDO DRIVE APARTMENT 11A EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.06% |
| ANGELA RENEE HERNANDEZ3 | 3233 MUDDY POINT LANE EL PASO, TX 79938 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.04% |
| JORGE JAVIER COOPER3 | 935 SUNLAND PARK DRIVE SUITE 103 EL PASO, TX 79922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| D&I INTERNATIONAL PARTNERS INC3 | 449 EL CAMINO DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| KPW INC3 | 312 RAINBOW CIRCLE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $1 | $15 | 0.04% |
| KORINA ISELA BOTELLO3 | 7212 DESERT EAGLE DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.04% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.03% |
| G ZUBIA ENTERPRISES INC3 | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NORTHWEST COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| NORMA SIBONEY LOPEZ3 | 1037 CHRISTY AVENUE EL PASO, TX 79907 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| JORGE DUENAS3 | 6840 CACTUS THRUSH EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| JACQUELINE PAPKE GONZALEZ3 | 5552 FERNWOOD CIRCLE EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| FARID SAPIEN3 | 10440 PONDEROSA STREET EL PASO, TX 79924 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $3 | $5 | 0.01% |
| MONICA GABRIELA SERVIN3 | 6749 ISLA DEL REY DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| STEPHEN JOSEPH HULFORD3 | 5917 QUINTA REAL COURT EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| DANIEL ROJAS3 | 6680 CABANA DEL SOL EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| JUAN JOSE MACIAS3 | 457 LAS PALOMAS HORIZON CITY, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| LAURA CRISTINA MORENO3 | 6605 BERRINGER STREET EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| ANDRES LOPEZ3 | 11713 SIERRA MORENA DRIVE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| VANESSA CARRASCO3 | 1282 ZELIGE STREET EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MAXIMUS DUENAS3 | 5917 QUINTA REAL COURT EL PASO, TX 79912 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 14.99% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS & FINANCIAL SERVICE | 354 EISENHOWER PARKWAY LIVINGSTON, NJ 07039 | HARTFORD LIFE AND ACCIDENT | — | $654 | $654 | 7.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 303 NORTH OREGON SUITE 310 EL PASO, TX 79901 | HARTFORD LIFE AND ACCIDENT | — | -$1 | -$1 | -0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 56 | $326K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 252 | $84K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 252 | $84K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 252 | $126K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 78 | $9K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 252 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.