| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 201 EAST MAIN SUITE 800 EL PASO, TX 79901 | BLUECROSS BLUESHIELD OF NEW MEXICO | $45K | $4 | $45K | 4.35% |
| CN WIRE CORP3 | 11 RUNWAY DRIVE SANTA TERESA, NM 88008 | BLUECROSS BLUESHIELD OF NEW MEXICO | — | $2 | $2 | 0.00% |
| SEAMAN ENTERPRISES INC3 | 924 LAS AVES PLACE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $5K | $6K | 11.18% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 421 WEST 3RD STREET SUITE 800 FORT WORTH, TX 76102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $249 | $4K | 6.83% |
| WESLEY DORMAN3 | 200 SHADOW MOUNTAIN DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $876 | $1K | $2K | 4.00% |
| D&I INTERNATIONAL PARTNERS INC3 | 449 EL CAMINO DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $845 | $425 | $1K | 2.19% |
| G ZUBIA ENTERPRISES INC3 | 2417 MONTANA AVENUE EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $417 | $262 | $679 | 1.17% |
| ORLANDO MERCADO3 | 326 VILLA CANTO EL PASO, TX 79920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $588 | $7 | $595 | 1.03% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $323 | $73 | $396 | 0.68% |
| VANESSA CARRASCO3 | 11678 DOS PALMAS UNIT B EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $345 | — | $345 | 0.60% |
| ANGELA RENEE HERNANDEZ3 | 1115 JOHN PHELAN EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $280 | $53 | $333 | 0.57% |
| ANNE MARIE NICHOLS3 | 715 EL PINAL PLACE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $321 | — | $321 | 0.55% |
| ADRIANA CORONADO3 | 354 DENTON STREET CLINT, TX 79836 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $205 | $51 | $256 | 0.44% |
| DANIEL ROJAS3 | 6680 CABANA DEL SOL EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $241 | $13 | $254 | 0.44% |
| JOSUE JONATHAN LUGO3 | 2417 MONTANA EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $234 | — | $234 | 0.40% |
| LIZA VALERIA DOMINGUEZ3 | 652 WIND RIVER EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $114 | $31 | $145 | 0.25% |
| ERICA LUJAN3 | 2121 MERMAID EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $118 | $5 | $123 | 0.21% |
| ROXANA ORPINEL3 | 351 THUNDERBIRD DRIVE APARTMENT 16 EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | $56 | $105 | 0.18% |
| ELISABETH CHESHIRE CHAVEZ3 | 6380 FRANKLIN GATE DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.09% |
| BENJAMIN THOMAS ETTER3 | 3320 BROKEN BOW STREET EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 0.09% |
| LUIS CARLOS SANDOVAL3 | 3141 AMARILLO STREET EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $37 | $50 | 0.09% |
| JOAQUIN MANUEL DAVILA3 | 221 NORTH KANSAS STREET SUITE 729 EL PASO, TX 79901 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $30 | $49 | 0.08% |
| ANDRES LOPEZ3 | 11713 SIERRA MORENA CIRCLE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | $1 | $47 | 0.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS | 201 EAST MAIN STREET #800 EL PASO, TX 79901 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $917 | — | $917 | 10.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 201 EAST MAIN SUITE 800 EL PASO, TX 79901 | HARTFORD LIFE AND ACCIDENT | $365 | — | $365 | 16.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 97 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 97 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF NEW MEXICO | 214 | $1.0M |
| Dental | BLUECROSS BLUESHIELD OF NEW MEXICO | 214 | $1.0M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 163 | $9K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 118 | $60K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 118 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.