| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | UNITEDHEALTHCARE INSURANCE COMPANY | $282K | — | $282K | 3.98% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | UNION CENTRAL LIFE INSURANCE COMPANY OF AMERICA | $176K | — | $176K | 23.48% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | GREATER METRO AGENCY STE 300 WOODBURY, NY 11797 | DELTA DENTAL OF NEW YORK | $20K | — | $20K | 4.00% |
| GREATER METRO AGENCY INC3 Filed as: GREATER METRO AGENCY | 2003 JERICHO TURNPIKE NEW HYDE PARK, NY 11040 | DELTA DENTAL OF NEW YORK | $5K | — | $5K | 1.06% |
| PREMIER CONSULTING PARTNERS LLC3 | 1000 WOODBURY ROAD SUITE 300 WOODBURY, NY 11797 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $19K | — | $19K | 7.89% |
| RISPLER, DAVID B3 | STE 300 1000 WOODBURY ROAD WOODBURY, NY 11797 | FIRST UNUM LIFE INSURANCE COMPANY | $9K | — | $9K | 4.65% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | STE 300 1000 WOODBURY ROAD WOODBURY, NY 11797 | FIRST UNUM LIFE INSURANCE COMPANY | — | $1K | $1K | 0.75% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY ROAD SUITE 300 WOODBURY, NY 11797 | SHELTER POINT VISION | $7K | — | $7K | 12.00% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | DAVID RISPLER 1000 WOODBURY ROAD SUITE 300 WOODBURY, NY 11797 | FIRST UNUM LIFE INUSRANCE COMPANY | $5K | $359 | $6K | 11.81% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | FIRST UNUM LIFE INSURANCE COMPANY | $1K | $64 | $1K | 15.76% |
| DAVID RISPLER3 | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $794 | — | $794 | 10.00% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY ROAD SUITE 300 WOODBURY, NY 11797 | SHELTER POINT VISION | $83 | — | $83 | 11.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 376 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 385 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 941 | $7.3M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF NEW YORK | 1,298 | $735K |
| Vision(2 contracts) | SHELTER POINT VISION | 314 | $56K |
| Life insurance(2 contracts, 2 carriers) | UNION CENTRAL LIFE INSURANCE COMPANY OF AMERICA | 291 | $990K |
| Short-term disability(2 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 324 | $236K |
| Long-term disability(2 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 324 | $236K |
| Other(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 320 | $258K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,298 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.