Welfare broker

RISPLER, DAVID B

Mailing address (most recent filing)

395 NORTH SERVICE ROAD

SUITE 206

MELVILLE, NY 11747

Total comp: $146K
Commissions: $146K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RISPLER, DAVID B places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NATIONWIDE LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NATIONWIDE LIFE INSURANCE COMPANY	1	$36K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NM	1	$36K	0.4%	454.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RISPLER, DAVID B's plans by broker comp / premium ratio. Median 42.66% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RISPLER, DAVID B's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RISPLER, DAVID B is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNIRAC INC UNIRAC INC GAP PLAN	NM	$36K	$15K	NATIONWIDE INSURANCE