| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | UNITEDHEALTHCARE INSURANCE COMPANY | $475K | $0 | $475K | 3.70% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY | 25B HANOVER RD STE 220 FLORHAM PARK, NJ 07932 | UNITEDHEALTHCARE INSURANCE COMPANY | $73K | $0 | $73K | 0.57% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | DELTA DENTAL OF NEW YORK | $24K | $0 | $24K | 4.00% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | FIRST UNUM LIFE INSURANCE COMPANY | $9K | $0 | $9K | 3.98% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | SHELTERPOINT INSURANCE COMPANY | $8K | $0 | $8K | 12.00% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | FIRST UNUM LIFE INSURANCE COMPANY | $6K | $0 | $6K | 9.85% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | FIRST UNUM LIFE INSURANCE COMPANY | $5K | $292 | $5K | 12.95% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.00% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | SHELTERPOINT INSURANCE COMPANY | $2K | $0 | $2K | 12.00% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | ACE AMERICAN INSURANCE COMPANY | $2K | — | $2K | 14.99% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | SHELTERPOINT INSURANCE COMPANY | $359 | $0 | $359 | 11.97% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | SHELTERPOINT INSURANCE COMPANY | $196 | $0 | $196 | 11.95% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | SHELTERPOINT INSURANCE COMPANY | $175 | $0 | $175 | 11.94% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 1000 WOODBURY RD STE 300 WOODBURY, NY 11797 | SHELTERPOINT INSURANCE COMPANY | $170 | $0 | $170 | 11.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 468 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 469 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,242 | $12.9M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF NEW YORK | 1,250 | $641K |
| Vision(6 contracts) | SHELTERPOINT INSURANCE COMPANY | 367 | $85K |
| Life insurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1 | $31K |
| Short-term disability(3 contracts) | FIRST UNUM LIFE INSURANCE COMPANY | 416 | $327K |
| Long-term disability(2 contracts) | FIRST UNUM LIFE INSURANCE COMPANY | 416 | $288K |
| Other | ACE AMERICAN INSURANCE COMPANY | 450 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.