Welfare broker

DAVID B RISPLER

Mailing address (most recent filing)

35 KERI WAY

WOODBURY, NY 11797

Total comp: $32K
Commissions: $32K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where DAVID B RISPLER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$192K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$192K	0.0%	41.41x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID B RISPLER's plans by broker comp / premium ratio. Median 21.43% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of DAVID B RISPLER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DAVID B RISPLER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STANT USA CORP STANT USA CORP EMPLOYEE BENEFITS PLAN	MI	$192K	$41K	LINCOLN NATIONAL LIFE INSURANCE COMPANY