Welfare broker

DAVID RISPLER

Mailing address (most recent filing)

1000 WOODBURY RD

WOODBURY, NY 11797

Total comp: $288K
Commissions: $284K
Fees: $4K
Filings: 8
Sponsors: 8

Carrier mix

Where DAVID RISPLER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$54K	33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$192K	33.3%
BLUE CROSS OF CALIFORNIA	1	$3.0M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NM	2	$3.0M	0.8%	299.95x
MI	1	$192K	0.0%	13.71x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID RISPLER's plans by broker comp / premium ratio. Median 11.95% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of DAVID RISPLER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DAVID RISPLER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNIRAC INC UNIRAC INC HEALTH AND WELFARE BENEFIT PLAN	NM	$3.0M	$200K	BLUECROSS BLUESHIELD OF NEW MEXICO
STANT USA CORP STANT USA CORP EMPLOYEE BENEFITS PLAN	MI	$192K	$41K	LINCOLN NATIONAL LIFE INSURANCE COMPANY
UNIRAC INC UNIRAC INC PRINCIPAL BENEFIT PLAN	NM	$54K	$6K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$54K

33.3%

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$192K

33.3%

BLUE CROSS OF CALIFORNIA

$3.0M

33.3%

State

Plans

Premium

State share

Index

$3.0M

0.8%

299.95x

$192K

0.0%

13.71x

Sponsor

Loc

Premium

Comp

Carrier

UNIRAC INC

UNIRAC INC HEALTH AND WELFARE BENEFIT PLAN

$3.0M

$200K

BLUECROSS BLUESHIELD OF NEW MEXICO

STANT USA CORP

STANT USA CORP EMPLOYEE BENEFITS PLAN

$192K

$41K

LINCOLN NATIONAL LIFE INSURANCE COMPANY

UNIRAC INC

UNIRAC INC PRINCIPAL BENEFIT PLAN

$54K

$6K

PRINCIPAL LIFE INSURANCE COMPANY