| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE MEDICAL LINK LLC3 | 1305 FRANKLIN AVE STE 210 GARDEN CITY, NY 115301630 | UNITEDHEALTHCARE INSURANCE COMPANY | $45K | — | $45K | 2.40% |
| GLOBAL COVERAGE INC.3 | 358 5TH AVE FL 8 NEW YORK, NY 100012209 | UNITEDHEALTHCARE INSURANCE COMPANY | $30K | — | $30K | 1.60% |
| FNA INSURANCE SERVICES INC3 | 401 BROADHOLLOW RD STE 303 MELVILLE, NY 117474721 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $16K | $16K | 0.88% |
| GRACE TAYLOR3 | 5550 PAINTED MIRAGE RD SUITE 320 LAS VEGAS, NV 89149 | PROMINENCE HEALTH PLAN | $34K | — | $34K | 3.58% |
| COMPREHENSIVE INSURANCE SOLUTIONS3 | 5550 PAINTED MIRAGE ROAD SUITE 320 LAS VEGAS, NV 89149 | HEALTH PLAN OF NEVADA | $21K | — | $21K | 5.02% |
| COMPREHENSIVE INSURANCE SOLUTIONS3 Filed as: COMPREHENSIVE INSURANCE SOLUTI | 5550 PAINTED MIRAGE RD SUITE 320 LAS VEGAS, NV 89149 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 6.14% |
| THE MEDICAL LINK LLC3 | 1305 FRANKLYN AVENUE SUITE 210 GARDEN CITY, NY 11530 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 3.70% |
| SHELTON BENEFITS LLC3 | PO BOX 555 ELBERTA, AL 36530 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $171 | $4K | 9.84% |
| KELLIE LEANNE WELLS3 | 16281 SAVOY CT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $991 | $306 | $1K | 3.01% |
| JENNIFER C CUSHMAN3 | 5038 CAMELOT DR W MOBILE, AL 36619 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $191 | $921 | $1K | 2.58% |
| MELISSA BILLINGSLEY3 | 3224 OAKLEIGH CIRCLE OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $327 | $577 | $904 | 2.10% |
| LEWIS ASHTON BROCK III3 | 8776 SPRING GRV N MOBILE, AL 36695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $470 | $181 | $651 | 1.51% |
| ASHLEY CROOK3 Filed as: ASHLEY NETTLES | 8290 PINE WEST CT W MOBILE, AL 36695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | $457 | $500 | 1.16% |
| SHERREL S COCHRAN3 | 3734 BRANCH DR SEMMES, AL 36575 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $316 | $109 | $425 | 0.99% |
| MAKING BENEFITS COUNT LLC3 | 2717 SEVILLE BLVD CLEARWATER, FL 33764 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $183 | — | $183 | 0.43% |
| MARK ADAM WELLS3 | 1216 PORTER AVE. OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $122 | — | $122 | 0.28% |
| GRACE BILLINGSLEY3 | 1600 TANNER WILLIAMS RD MOBILE, AL 36608 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | $30 | $73 | 0.17% |
| MINOR AND ASSOCIATES INC3 | 2146 PRESERVE DR AUBURN, AL 36879 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | — | $61 | 0.14% |
| BARDEN AND ASSOCIATES LLC3 | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | — | $51 | 0.12% |
| PJ SKELTON LLC3 | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.10% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | — | $30 | 0.07% |
| CAMERON BRETT SMITH3 | 5504 TIMBERLAND DR SATSUMA, AL 36572 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| EVAN LEWIS SMITH3 | 3324 OAKLEIGH CIR OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| MEAGAN NICOLE TALBERT3 | 10440 GAYFER ROAD EXT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| THE MEDICAL LINK LLC3 | 1305 FRANKLIN AVE STE 210 GARDEN CITY, NY 115301630 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 7.42% |
| SHELTON BENEFITS LLC3 | PO BOX 555 ELBERTA, AL 36530 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $75 | $3K | 9.88% |
| JENNIFER C CUSHMAN3 | 5038 CAMELOT DR W MOBILE, AL 36619 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $118 | $570 | $688 | 2.32% |
| KELLIE LEANNE WELLS3 | 16281 SAVOY CT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $501 | $90 | $591 | 1.99% |
| ASHLEY CROOK3 Filed as: ASHLEY NETTLES | 8290 PINE WEST CT W MOBILE, AL 36695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $259 | $283 | 0.95% |
| LEWIS ASHTON BROCK III3 | 8776 SPRING GRV N MOBILE, AL 36695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $192 | $56 | $248 | 0.84% |
| MELISSA BILLINGSLEY3 | 3224 OAKLEIGH CIRCLE OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $174 | $16 | $190 | 0.64% |
| MARK ADAM WELLS3 | 1216 PORTER AVE. OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $107 | — | $107 | 0.36% |
| MAKING BENEFITS COUNT LLC3 | 2717 SEVILLE BLVD CLEARWATER, FL 33764 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $97 | — | $97 | 0.33% |
| SHERREL S COCHRAN3 | 3734 BRANCH DR SEMMES, AL 36575 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48 | $16 | $64 | 0.22% |
| BARDEN AND ASSOCIATES LLC3 | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | — | $62 | 0.21% |
| PJ SKELTON LLC3 | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 0.16% |
| EVAN LEWIS SMITH3 | 3324 OAKLEIGH CIR OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 0.13% |
| MINOR AND ASSOCIATES INC3 | 2146 PRESERVE DR AUBURN, AL 36879 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.10% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.07% |
| CAMERON BRETT SMITH3 | 5504 TIMBERLAND DR SATSUMA, AL 36572 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.03% |
| CHANE SAMANTHA HINES3 | 4345 N DAPPLE GRAY RD LAS VEGAS, NV 82129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| MEAGAN NICOLE TALBERT3 | 10440 GAYFER ROAD EXT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE | 401 BROADHOLLOW ROAD MELVILLE, NY 11747 | LIFE INSURANCE COMPANY OF BOSTON & NEW YORK | $108 | — | $108 | 9.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 505 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 508 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 360 | $3.7M |
| Dental(3 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 253 | $743K |
| Vision(3 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 253 | $743K |
| Life insurance(5 contracts, 4 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 253 | $328K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 253 | $223K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 360 | $802K |
| Other(5 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 253 | $704K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 360 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.