| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE MEDICAL LINK LLC3 | 1305 FRANKLIN AVE GARDEN CITY, NY 11530 | AETNA LIFE INSURANCE COMPANY | $39K | — | $39K | 2.38% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD WOODBURY, NY 11797 | AETNA LIFE INSURANCE COMPANY | $33K | — | $33K | 1.98% |
| GLOBAL COVERAGE INC.3 Filed as: GLOBAL COVERAGE INC | 9 E 37TH ST NEW YORK, NY 10016 | AETNA LIFE INSURANCE COMPANY | $26K | — | $26K | 1.59% |
| COMPREHENSIVE INSURANCE SOLUTIONS3 | 5550 PAINTED MIRAGE ROAD SUITE 320 LAS VEGAS, NV 89149 | HEALTH PLAN OF NEVADA | $64K | — | $64K | 4.90% |
| COMPREHENSIVE INSURANCE SOLUTIONS3 Filed as: COMPREHENSIVE INSURANCE SOLUTI | 5550 PAINTED MIRAGE RD SUITE 320 LAS VEGAS, NV 89149 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 6.75% |
| THE MEDICAL LINK LLC3 | 1305 FRANKLYN AVENUE SUITE 225 GARDEN CITY, NY 11530 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 3.81% |
| LYONS MAURICE LTD3 | 2778 OCEAN BLVD. APT 204S PALM BEACH, FL 33480 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $132 | — | $132 | 0.10% |
| SHELTON BENEFITS LLC3 | P.O. BOX 555 ELBERTA, AL 36530 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $342 | $4K | 9.61% |
| MELISSA BILLINGSLEY3 | 1509 GOVERNMENT ST MOBILE, AL 36604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $603 | $2K | $2K | 5.35% |
| KELLIE WELLS3 | 16281 SAVOY PORT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $564 | $2K | 4.28% |
| MAKING BENEFITS COUNT LLC3 | 18172 SECTION ST FAIRHOPE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $345 | $1K | 3.44% |
| LEWIS ASHTON BROCK III3 | 8776 SPRING GROVE NORTH MOBILE, AL 36695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $566 | $418 | $984 | 2.30% |
| MARK ADAM WELLS3 | 1509 GOVERNMENT STREET MOBILE, AL 36604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $217 | $308 | $525 | 1.23% |
| JESSICA SHELTON3 | P.O. BOX 555 ELBERTA, AL 36530 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $367 | — | $367 | 0.86% |
| EVAN LEWIS SMITH3 | 10143 HARDY DRIVE CREOLA, AL 36575 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $285 | $293 | 0.69% |
| MINOR AND ASSOCIATES INC3 | 2146 PRESERVE DR AUBURN, AL 36879 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $96 | — | $96 | 0.22% |
| BARDEN AND ASSOCIATES LLC3 | 228 PALMER DR DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $84 | $2 | $86 | 0.20% |
| PJ SKELTON LLC3 | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | $9 | $85 | 0.20% |
| GRACE BILLINGSLEY3 | 945 SCHILLINGER RD S MOBILE, AL 36695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $61 | $68 | 0.16% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 0.11% |
| THE KLATT GROUP LLC3 | 23836-H W. CYPRESS WAY ORANGE BEACH, AL 36561 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| MEAGAN NICOLE TALBERT3 | 10440 GAYFER ROAD EXT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| SHELTON BENEFITS LLC3 | P.O. BOX 555 ELBERTA, AL 36530 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $203 | $3K | 9.03% |
| MELISSA BILLINGSLEY3 | 1509 GOVERNMENT ST MOBILE, AL 36604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $454 | $1K | $2K | 4.54% |
| MAKING BENEFITS COUNT LLC3 | 18172 SECTION ST FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $964 | $343 | $1K | 3.69% |
| KELLIE WELLS3 | 16281 SAVOY PORT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $680 | $221 | $901 | 2.55% |
| EVAN LEWIS SMITH3 | 10143 HARDY DRIVE CREOLA, AL 36575 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $651 | $668 | 1.89% |
| LEWIS ASHTON BROCK III3 | 8776 SPRING GROVE NORTH MOBILE, AL 36695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $376 | $268 | $644 | 1.82% |
| JESSICA SHELTON3 | P.O. BOX 555 ELBERTA, AL 36530 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $437 | — | $437 | 1.24% |
| MARK ADAM WELLS3 | 1509 GOVERNMENT STREET MOBILE, AL 36604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $167 | $182 | $349 | 0.99% |
| BARDEN AND ASSOCIATES LLC3 | 228 PALMER DR DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $91 | $2 | $93 | 0.26% |
| PJ SKELTON LLC3 | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | $9 | $77 | 0.22% |
| MINOR AND ASSOCIATES INC3 | 2146 PRESERVE DR AUBURN, AL 36879 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.12% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.10% |
| THE KLATT GROUP LLC3 | 23836-H W. CYPRESS WAY ORANGE BEACH, AL 36561 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| CHANE SAMANTHA HINES3 | 927 KINBLE ROCK COURT LAS VEGAS, NV 89149 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| MEAGAN NICOLE TALBERT3 | 10440 GAYFER ROAD EXT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| THE MEDICAL LINK LLC3 | 1305 FRANKLIN AVE STE 210 GARDEN CITY, NY 115301630 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 9.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE | 100 SUNNYSIDE BLVD WOODBURY, NY 11797 | LIFE INSURANCE COMPANY OF BOSTON & NEW YORK | $71 | — | $71 | 9.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 233 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 342 | $3.4M |
| Dental(3 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 262 | $706K |
| Vision(3 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 262 | $706K |
| Life insurance(5 contracts, 4 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 262 | $301K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 262 | $207K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 342 | $1.7M |
| Other(5 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 262 | $667K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.