| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PILOT BENEFITS GROUP LLC3 | 275 BROAD HOLLOW RD #432 MELVILLE, NY 11747 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $114K | $7K | $121K | 3.01% |
| TREVOR FENNELL3 | 7 HIGHLAND LN EAST HAMPTON, NY 11937 | AFLAC | $2K | $0 | $2K | 2.15% |
| JASON SALLEMI3 | 302 MONROE ST APT 4B HOBOKEN, NJ 07030 | AFLAC | $2K | $101 | $2K | 1.85% |
| DENNIS FENNELL3 | 8 BELVOIR DR WASHINGTONVILLE, NY 10992 | AFLAC | $1K | $0 | $1K | 1.35% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD SUITE 105E MELVILLE, NY 11747 | AFLAC | $902 | $0 | $902 | 0.89% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC. | 35 PINELAWN RD STE 190 MELVILLE, NY 11747 | AFLAC | $768 | $0 | $768 | 0.76% |
| JACQUELINE GELINAS BEAULIEU3 | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $396 | $135 | $531 | 0.53% |
| SHAUN T KONIOR3 Filed as: SHAUN KONIOR | 31 STATFORD GREEN FARMINGDALE, NY 11735 | AFLAC | $332 | $57 | $389 | 0.39% |
| BEAULIEU BENEFITS INC3 | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $307 | $0 | $307 | 0.30% |
| ROBERT FREDERIC ALLAN3 | 7000 KENNEDY BLVD E APT 30I GUTTENBERG, NJ 07093 | AFLAC | $289 | $0 | $289 | 0.29% |
| BRUCE B BARRETT3 Filed as: BRUCE BARRETT | 439 GENESEE CT SUFFERN, NY 10901 | AFLAC | $195 | $0 | $195 | 0.19% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $173 | $0 | $173 | 0.17% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE'S CASTRO | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $164 | $0 | $164 | 0.16% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $161 | $0 | $161 | 0.16% |
| RONALD J MOGG JR3 | 184 OLD MAMARONECK RD WHITE PLAINS, NY 10605 | AFLAC | $161 | $0 | $161 | 0.16% |
| ANDBEE CORP3 | 439 GENESEE CT SUFFERN, NY 10901 | AFLAC | $115 | $0 | $115 | 0.11% |
| GEORGE T HARRIS3 | 14 WALL STREET NEW YORK, NY 10005 | AFLAC | $100 | $0 | $100 | 0.10% |
| RICHARD WHELAN3 | 3887 NW 52ND STREET BOCA RATON, FL 33496 | AFLAC | $81 | $0 | $81 | 0.08% |
| SHEILA MARIE CHESTERMAN3 | 95 VIRGINIA ST TAPPAN, NY 10983 | AFLAC | $62 | $0 | $62 | 0.06% |
| JASON SALLEMI3 | 302 MONROE ST APT 4B HOBOKEN, NC 07030 | AFLAC | $60 | $0 | $60 | 0.06% |
| STRATEGIC VOLUNTARY BENEFIT SERVICE3 Filed as: STRATEGIC VOLUNTARY BENEFIT SVCS. | 9 PINE RIDGE DR BRANCHBURG, NJ 08876 | AFLAC | $51 | $0 | $51 | 0.05% |
| CHARLES J MULE3 | 147 UNION STREET BROOKLYN, NY 11231 | AFLAC | $50 | $0 | $50 | 0.05% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $45 | $0 | $45 | 0.04% |
| STEPHEN M GLASER3 | 813 WILD DUNES CIR WILMINGTON, NC 28411 | AFLAC | $43 | $0 | $43 | 0.04% |
| JANELLE M GADOMSKI3 | 48 FAIRVIEW AVE PARK RIDGE, NJ 07656 | AFLAC | $39 | $0 | $39 | 0.04% |
| JAMES E THARP3 | 6 PINE TREE CT VALLEY COTTAGE, NY 10989 | AFLAC | $39 | $0 | $39 | 0.04% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II INC. | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $38 | $0 | $38 | 0.04% |
| TIMOTHY C CAVAZOS3 | 11551 NUCKOLS RD GLEN ALLEN, VA 23059 | AFLAC | $36 | $0 | $36 | 0.04% |
| KEITH LEPACK3 | 1991 BROADWAY APT 12B NEW YORK, NY 10023 | AFLAC | $33 | $0 | $33 | 0.03% |
| DENISE VANDALM3 | 106 PINEHURST AVE APT A23 NEW YORK, NY 10033 | AFLAC | $28 | $0 | $28 | 0.03% |
| NICHOLAS PETERSON3 | 3333 BROADWAY NEW YORK, NY 10031 | AFLAC | $26 | $0 | $26 | 0.03% |
| JILL LISA RAPPAPORT3 | 402 19TH ST BROOKLYN, NY 11215 | AFLAC | $16 | $0 | $16 | 0.02% |
| JILL LISA RAPPAPORT3 | 46A WINDSOR PL BROOKLYN, NY 11215 | AFLAC | $16 | $0 | $16 | 0.02% |
| MICHAEL KANE3 | 88 WHITSON RD HUNTINGTON STATION, NY 11746 | AFLAC | $15 | $0 | $15 | 0.01% |
| PATRICK RUHLE3 Filed as: PATRICK HARDIE | 14 WALL ST STE. 8C NEW YORK, NY 10005 | AFLAC | $15 | $0 | $15 | 0.01% |
| RUSSELL T BARRETT3 | 61 PORCUPINE CIR BALLSTON SPA, NY 12020 | AFLAC | $13 | $0 | $13 | 0.01% |
| WILLIAM O'CONNELL3 | 98 LOIS LANE MONROE, NY 10950 | AFLAC | $12 | $0 | $12 | 0.01% |
| AMY K FOY3 | PO BOX 591 SCHROON LAKE, NY 12870 | AFLAC | $11 | $0 | $11 | 0.01% |
| CHRISTY DAY3 | 14 WALL STREET NEW YORK, NY 10005 | AFLAC | $9 | $0 | $9 | 0.01% |
| CHRISTY DAY ASSOCIATES LLC3 Filed as: CHRISTY M DAY | 199 WATER ST FL 23 NEW YORK, NY 10038 | AFLAC | $9 | $0 | $9 | 0.01% |
| ALONZO SMITH3 | P0 BOX 788 NEW YORK, NY 10014 | AFLAC | $5 | $0 | $5 | 0.00% |
| ALICIA STERN3 | 158 FREEDOM AVE STATEN ISLAND, NY 10314 | AFLAC | $4 | $0 | $4 | 0.00% |
| MELISA SCHOFIELD3 | 901 W KATHLEEN RD PHOENIX, CT 85023 | AFLAC | $4 | $0 | $4 | 0.00% |
| TODD BURKE3 | 199 WATER ST FL 23 NEW YORK, NY 10038 | AFLAC | $3 | $0 | $3 | 0.00% |
| JUDITH S KASS3 | 47 MORNING WATCH RD WAYNE, NJ 07470 | AFLAC | $1 | $0 | $1 | 0.00% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD SUITE 105E MELVILLE, NY 11747 | FIRST UNUM LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.72% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFIT GROUP LLC | 35 PINELAWN ROAD SUITE 105E MELVILLE, NY 11747 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD SUITE 105E MELVILLE, NY 11747 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 379 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 380 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 402 | $4.0M |
| Dental | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 402 | $4.0M |
| Vision | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 402 | $4.0M |
| Life insurance(2 contracts) | FIRST UNUM LIFE INSURANCE COMPANY | 379 | $60K |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 37 | $25K |
| Other(3 contracts, 2 carriers) | AFLAC | 379 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 402 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.