Welfare broker

DENNIS FENNELL

Mailing address (most recent filing)

8 BELVOIR DR

WASHINGTONVILLE, NY 10992

Total comp: $534K
Commissions: $438K
Fees: $96K
Filings: 27
Sponsors: 27

Carrier mix

Where DENNIS FENNELL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$154K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$154K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DENNIS FENNELL's plans by broker comp / premium ratio. Median 13.88% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DENNIS FENNELL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DENNIS FENNELL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DUNN HEAT EXCHANGERS, INC. DUNN HEAT EXCHANGERS, INC. DENTAL, LIFE & DISABILITY PLAN	TX	$154K	$21K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA