Welfare broker

TODD MICHAEL COHOE

Mailing address (most recent filing)

2 IRIS LANE

GARDEN CITY, NY 11530

Total comp: $7K
Commissions: $7K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where TODD MICHAEL COHOE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	1	$1.2M	0.1%	104.04x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TODD MICHAEL COHOE's plans by broker comp / premium ratio. Median 1.13% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of TODD MICHAEL COHOE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TODD MICHAEL COHOE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HENKEL CONSTRUCTION COMPANY HENKEL CONSTRUCTION COMPANY HEALTH AND WELFARE BENEFITS PLAN	IA	$1.2M	$14K	WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA