Welfare broker

KEITH LEPACK

Mailing address (most recent filing)

8885 LADY MADONNA CIRCLE

UNIT 306

HIGHLANDS RANCH, CO 80129

Total comp: $80K
Commissions: $79K
Fees: $799
Filings: 24
Sponsors: 24

Carrier mix

Where KEITH LEPACK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

WELLNET50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
WELLNET	1	$302K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.2M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$302K	0.0%	23.18x
MA	1	$1.2M	0.0%	23.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KEITH LEPACK's plans by broker comp / premium ratio. Median 10.72% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of KEITH LEPACK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where KEITH LEPACK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FLEETWASH INC FLEETWASH INC MEDICAL BENEFIT PLAN	NJ	$302K	$56K	WELLNET
ACE SURGICAL SUPPLY CO., INC. ACE SURGICAL SUPPLY CO., INC. EMPLOYEE BENEFITS PLAN	MA	$1.2M	$37K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.