Insurance carrier

WELLNET

Total premium: $7.6M
Filings: 13
Sponsors: 13
Covered lives: 4,361
Market share: 0.00%

health: 7stopLoss: 10

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed550.0%
Fully insured440.0%
Self-funded (ASO)110.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Stop-loss1058.8%
Health741.2%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
OH	2	$1.3M	0.0%	1.54x
FL	2	$1.2M	0.0%	5.08x
WV	1	$1.1M	0.2%	27.64x
VA	1	$451K	0.0%	4.59x
SC	1	$323K	0.1%	12.45x
NJ	1	$302K	0.0%	4.64x
GA	1	$96K	0.0%	1.52x
AZ	1	$818K	0.1%	8.59x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on WELLNET's book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of WELLNET's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-10 of 10 sponsors where WELLNET is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
TMC TECHNOLOGIES OF WEST VIRGINIA CORP. TMC TECHNOLOGIES OF WEST VIRGINIA CORP. HEALTH AND WELFARE PLAN	WV	$1.1M	113	mixed	CENTURION INSURANCE SERVICES, LLC
JEWISH FAMILY AND CHILDREN'S SERVICE, INC. JEWISH FAMILY AND CHILDREN'S SERVICE WELFARE BENEFIT PLAN	AZ	$818K	580	mixed	THE BRELLA GROUP
KPMC, LLC KPMC,LLC CONSOLIDATED WELFARE PLAN	FL	$775K	516	fully insured	ALL ATLANTIC BENEFITS LLC
TOMTREYCO INC. TOMTREYCO INC. EMPLOYEE WELFARE BENEFIT PLAN	OH	$635K	469	fully insured	ALL ATLANTIC BENEFITS
MUELLER ROOFING DISTRIBUTORS INC MUELLER ROOFING DISTRIBUTORS INC PREMIUM PAYMENT PLAN	OH	$616K	173	mixed	DEAN SCOTT HETTESHEIMER
RADLEY AUTOMOTIVE GROUP RADLEY AUTOMOTIVE GROUP WELFARE BENEFIT PLAN	VA	$451K	398	mixed	HILB GROUP OF MARYLAND LLC
DORAL AUTOMOTIVE GROUP LLC DORAL AUTOMOTIVE GROUP LLC HEALTH AND WELFARE BENEFIT PLAN	FL	$428K	278	fully insured	ALL ATLANTIC BENEFITS LLC
MCDANIELS AUTOMOTIVE GROUP MCDANIELS AUTOMOTIVE GROUP EMPLOYEE BENEFITS PLAN	SC	$323K	267	mixed	GIS BENEFITS INC
FLEETWASH INC FLEETWASH INC MEDICAL BENEFIT PLAN	NJ	$302K	318	self funded	KEITH
SOUTHERN AG CARRIERS, INC. SOUTHERN AG WELFARE PLAN	GA	$96K	146	fully insured	ISM INSURANCE INC

State

Plans

Premium

State share

Index

$1.3M

0.0%

1.54x

$1.2M

0.0%

5.08x

$1.1M

0.2%

27.64x

$451K

0.0%

4.59x

$323K

0.1%

12.45x

$302K

0.0%

4.64x

$96K

0.0%

1.52x

$818K

0.1%

8.59x

Sponsor

Loc

Premium

Covered

Funding

Broker

TMC TECHNOLOGIES OF WEST VIRGINIA CORP.

TMC TECHNOLOGIES OF WEST VIRGINIA CORP. HEALTH AND WELFARE PLAN

$1.1M

113

mixed

CENTURION INSURANCE SERVICES, LLC

JEWISH FAMILY AND CHILDREN'S SERVICE, INC.

JEWISH FAMILY AND CHILDREN'S SERVICE WELFARE BENEFIT PLAN

$818K

580

mixed

THE BRELLA GROUP

KPMC, LLC

KPMC,LLC CONSOLIDATED WELFARE PLAN

$775K

516

fully insured

ALL ATLANTIC BENEFITS LLC

TOMTREYCO INC.

TOMTREYCO INC. EMPLOYEE WELFARE BENEFIT PLAN

$635K

469

fully insured

ALL ATLANTIC BENEFITS

MUELLER ROOFING DISTRIBUTORS INC

MUELLER ROOFING DISTRIBUTORS INC PREMIUM PAYMENT PLAN

$616K

173

mixed

DEAN SCOTT HETTESHEIMER

RADLEY AUTOMOTIVE GROUP

RADLEY AUTOMOTIVE GROUP WELFARE BENEFIT PLAN

$451K

398

mixed

HILB GROUP OF MARYLAND LLC

DORAL AUTOMOTIVE GROUP LLC

DORAL AUTOMOTIVE GROUP LLC HEALTH AND WELFARE BENEFIT PLAN

$428K

278

fully insured

ALL ATLANTIC BENEFITS LLC

MCDANIELS AUTOMOTIVE GROUP

MCDANIELS AUTOMOTIVE GROUP EMPLOYEE BENEFITS PLAN

$323K

267

mixed

GIS BENEFITS INC

FLEETWASH INC

FLEETWASH INC MEDICAL BENEFIT PLAN

$302K

318

self funded

KEITH

SOUTHERN AG CARRIERS, INC.

SOUTHERN AG WELFARE PLAN

$96K

146

fully insured

ISM INSURANCE INC