| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | WELLNET | $86K | — | $86K | 31.33% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $4K | $19K | 12.71% |
| JUST IN TIME EDUCATION & TECH5 Filed as: JUST IN TIME EDUCATIOON AND TECHNOL | 153 E FLAGLER STREET #228 MIAMI, FL 33131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $9K | $9K | 6.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $3K | $11K | 13.47% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP | 325 KIRKWOOD RD KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 5.00% |
| JUST IN TIME EDUCATION & TECH5 Filed as: JUST IN TIME EDUCATIOON AND TECHNOL | 153 E FLAGLER STREET #228 MIAMI, FL 33131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 5.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $3K | $11K | 13.25% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROOUP LLC | 325 N. KIRKWOOD RD KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 5.00% |
| JUST IN TIME EDUCATION & TECH5 Filed as: JUST IN TIME EDUCATIOON AND TJUST I | 153 E FLAGLER STREET #228 MIAMI, FL 33131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 5.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $3K | $12K | 26.69% |
| JUST IN TIME EDUCATION & TECH3 Filed as: JUST IN TIME EDUCATIOON AND TECHNOL | 153 E FLAGLER STREET #228 MIAMI, FL 33131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 6.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 13.57% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| JUST IN TIME EDUCATION & TECH5 Filed as: JUST IN TIME EDUCATIOON AND TECHNOL | 153 E FLAGLER STREET #228 MIAMI, FL 33131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $3K | $11K | 26.82% |
| JUST IN TIME EDUCATION & TECH5 Filed as: JUST IN TIME EDUCATIOON AND TECHNOL | 153 E FLAGLER STREET #228 MIAMI, FL 33131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 6.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 26.81% |
| JUST IN TIME EDUCATION & TECH5 Filed as: JUST IN TIME EDUCATIOON AND TECHNOL | 153 E FLAGLER STREET #228 MIAMI, FL 33131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 6.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $773 | $3K | 13.41% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $660 | $237 | $897 | 13.60% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 KIRKWOOD RD KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $330 | $330 | 5.00% |
| JUST IN TIME EDUCATION & TECH5 Filed as: JUST IN TIME EDUCATIOON AND TECHNOL | 153 E FLAGLER STREET #228 MIAMI, FL 33131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $330 | $330 | 5.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $3K | 6236.17% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $641 | $170 | $811 | 1725.53% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD HOLLYWOOD, FL 33021 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $72 | $51 | $123 | — |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $29 | $7 | $36 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 516 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLNET | 245 | $276K |
| Dental(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 236 | $147K |
| Vision(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 183 | $23K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 516 | $87K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 139 | $43K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $81K |
| Stop-loss / reinsurancereinsurance | WELLNET | 245 | $276K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 516 | $206K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 516 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.