| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | WELLNET | $68K | — | $68K | 24.50% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $3K | $17K | 12.48% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $272 | $1K | 0.99% |
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $3K | $10K | 14.31% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP | 325 KIRKWOOD RD KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 1.59% |
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $3K | $9K | 14.24% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROOUP LLC | 325 N. KIRKWOOD RD KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 1.56% |
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 14.56% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $647 | $647 | 1.59% |
| ALL ATLANTIC BENEFITS LLC3 | 200 SPARK RD STE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $607 | $240 | $847 | 13.95% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 KIRKWOOD RD KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $102 | $102 | 1.68% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD HOLLYWOOD, FL 33021 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $565 | $84 | $649 | 11.85% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $52 | $13 | $65 | 1.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 487 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 487 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLNET | 247 | $279K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $143K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $137K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 487 | $71K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 487 | $41K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 100 | $73K |
| Stop-loss / reinsurancereinsurance | WELLNET | 247 | $279K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 487 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 487 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.