| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEVEN CHRISTOPHER WIGHT3 Filed as: STEVEN C WIGHT | 101 LARKSPUR LANDING CIR LARKSPUR, CA 94939 | FIRST UNUM LIFE INSURANCE COMPANY | — | $8K | $8K | 0.52% |
| LLOYD POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $6K | — | $6K | 0.38% |
| ROBERT A. MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $5K | — | $5K | 0.32% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $5K | — | $5K | 0.30% |
| NYLIFE SECURITIES LLC3 Filed as: NYLIFE SECURITIES, LLC | ATTN MARK BADLU 51 MADISON AVE, ROOM 251 NEW YORK, NY 10010 | FIRST UNUM LIFE INSURANCE COMPANY | — | $4K | $4K | 0.22% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | — | $3K | 0.20% |
| STEVEN WIGHT3 Filed as: STEVEN WIGHT C/O TCS INS AGENCY INC | 101 LARKSPUR LANDING CIRCLE SUITE 116 LARKSPUR, CA 94939 | EXCEPTIONAL RISK ADVISORS | $92K | — | $92K | 15.00% |
| M FINANCIAL HOLDINGS INC3 Filed as: M. FINANCIAL GROUP | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97290 | EXCEPTIONAL RISK ADVISORS | $18K | — | $18K | 3.00% |
| TCS INSURANCE AGENCY INC3 Filed as: TCS INSURANCE AGENCY INC. | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIRCLE,STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $13K | $40K | $52K | 11.74% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIRCLE,STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $32K | $3K | $35K | 7.83% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $19K | $19K | 4.31% |
| LLOYD POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | $13K | $19K | 4.30% |
| STEVEN WIGHT3 | 101 LARKSPUR LANDING CIR, STE 1 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $9K | — | $9K | 1.94% |
| ROBERT MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | — | $6K | 1.36% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | — | $6K | 1.35% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $4K | $149 | $4K | 0.90% |
| SIDNEY MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $640 | — | $640 | 0.14% |
| FREDERICK W. HOWARTH III3 Filed as: FREDERICK WILLIAM HOWARTH III | DBA TBG WEST INSURANCE SERVICES 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $51 | $18 | $69 | 0.02% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $20K | — | $20K | 7.97% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $15K | $17K | 6.75% |
| LLOYD POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | $3K | $6K | 2.27% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $5K | $5K | 2.11% |
| FREDERICK W. HOWARTH III3 Filed as: FREDERICK HOWARTH | DBA TBG WEST INSURANCE SERVICES 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $1K | $3K | 1.24% |
| ROBERT MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 1.02% |
| STEVEN CHRISTOPHER WIGHT3 Filed as: STEVEN C WIGHT | 101 LARKSPUR LANDING CIRCLE SUITE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 1.01% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 0.98% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 0.49% |
| SIDNEY MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $901 | — | $901 | 0.36% |
| FRENKEL BENEFITS LLC3 | 350 HUDSON STREET, 4TH FLOOR NEW YORK, NY 10014 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $224 | $159 | $383 | 0.15% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $25K | — | $25K | 10.03% |
| JONATHAN MILLER3 | 160 WEST END AVENUE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 1.14% |
| SIDNEY MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 0.97% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $41 | — | $41 | 0.02% |
| M FINANCIAL HOLDINGS INC3 Filed as: M. FINANCIAL HOLDINGS INC | STE 900 1125 NW COUCH ST PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $26 | $26 | 0.01% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L WARNER COMPANY INC. | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $528 | — | $528 | 0.22% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $12K | $13K | 9.03% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $12K | $970 | $13K | 8.66% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST, STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $4K | $4K | 2.66% |
| STEVEN CHRISTOPHER WIGHT3 Filed as: STEVEN C WIGHT | 101 LARKSPUR LANDING CIR. SUITE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 2.31% |
| ROBERT MILLER3 | 120 BROADWAY 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $19 | $2K | 1.33% |
| JONATHAN MILLER3 | 160 WEST END AVENUE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $19 | $2K | 1.15% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | $14 | $1K | 0.96% |
| SIDNEY MILLER3 | 120 BROADWAY 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $216 | — | $216 | 0.15% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIRST UNUM LIFE INSURANCE COMPANY | $4K | $427 | $5K | 4.81% |
| FRENKEL BENEFITS LLC3 Filed as: FRENKEL BENEFITS | 350 HUDSON STREET, 4TH FLOOR NEW YORK, NY 10014 | FIRST UNUM LIFE INSURANCE COMPANY | $188 | $133 | $321 | 0.33% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIRCLE SUITE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $10K | — | $10K | 10.61% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 1.20% |
| ROBERT A. MILLER3 | 120 BROADWAY, 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 1.20% |
| SIDNEY M. MILLER3 | 120 BROADWAY, 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $988 | — | $988 | 1.05% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST, STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $11 | $11 | 0.01% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ROBERT ROBERTORY3 | NORTHWESTERN MUTUAL 10306 EATON PL, STE 420 FAIRFAX, VA 22030 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.04% |
| FREDERICK W. HOWARTH III3 Filed as: FREDERICK HOWARTH | DBA TBG WEST INSURANCE SERVICES 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $2K | $4K | 11.12% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $774 | — | $774 | 2.22% |
| DANIEL TONEY3 Filed as: DANIEL C TONEY | 101 LARKSPUR LANDING CIRCLE SUITE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $136 | $16 | $152 | 0.44% |
| HAROLD P SHANNON3 | 9 W BROAD STREET SUITE 600 STAMFORD, CT 06902 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $74 | $40 | $114 | 0.33% |
| M FINANCIAL HOLDINGS INC3 Filed as: M. FINANCIAL HOLDINGS INC | SUITE 900 1125 NW COUCH ST PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $30 | $30 | 0.09% |
| LLOYD POMERANTZ3 | 120 BROADWAY 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3 | $16 | $19 | 0.05% |
| JONATHAN MILLER3 | 160 WEST END AVENUE, APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| ROBERT MILLER3 | 120 BROADWAY 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| MATTHEW POMERANTZ3 | 120 BROADWAY 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $538 | $2K | $3K | 10.61% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $116 | $2K | 8.07% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $653 | $653 | 2.67% |
| STEVEN WIGHT3 | 101 LARKSPUR LANDING CIRCLE, STE LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $373 | — | $373 | 1.53% |
| ROBERT MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $316 | $2 | $318 | 1.30% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $316 | $2 | $318 | 1.30% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $197 | $1 | $198 | 0.81% |
| SIDNEY MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $45 | — | $45 | 0.18% |
| LLOYD POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $182 | — | $182 | 0.90% |
| ROBERT A. MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $149 | — | $149 | 0.74% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $144 | — | $144 | 0.71% |
| STEVEN CHRISTOPHER WIGHT3 Filed as: STEVEN C. WIGHT | 101 LARKSPUR LANDING CIR., STE 1 LARKSPUR, CA 94939 | FIRST UNUM LIFE INSURANCE COMPANY | — | $106 | $106 | 0.52% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | FIRST UNUM LIFE INSURANCE COMPANY | $82 | — | $82 | 0.41% |
| NYLIFE SECURITIES LLC3 | ATTN MARK BADLU 51 MADISON AVE, RM 251 NEW YORK, NY 10010 | FIRST UNUM LIFE INSURANCE COMPANY | — | $45 | $45 | 0.22% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $423 | $73 | $496 | 6.74% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $184 | $184 | 2.50% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET,STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $61 | $61 | 0.83% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $46 | $2 | $48 | 0.65% |
| ROBERT MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $46 | $2 | $48 | 0.65% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $25 | $1 | $26 | 0.35% |
| SIDNEY MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $11 | — | $11 | 0.15% |
| MINTS & VAN NEST INC3 | STE 109 420 BOULEVARD MOUNTAIN LAKES, NJ 07046 | THE PAUL REVERE LIFE INSURANCE COMPANY | $84 | — | $84 | 1.16% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | THE PAUL REVERE LIFE INSURANCE COMPANY | $79 | — | $79 | 1.09% |
| KIM NATOVITZ CUTLER3 | STE 190 6550 ROCK SPRING DRIVE BETHESDA, MD 20817 | THE PAUL REVERE LIFE INSURANCE COMPANY | $20 | — | $20 | 0.28% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | THE PAUL REVERE LIFE INSURANCE COMPANY | $9 | $3 | $12 | 0.17% |
| WILLIAM B MINTURN3 Filed as: WILLIAM B. MINTURN | 10 POST OFFICE ROAD SUITE 233 SILVER SPRING, MD 20910 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $265 | — | $265 | 5.99% |
| CORNERSTONE FINANCIAL PARTNERS LLC3 | 185 MATTHEWS TERR MINERAL, VA 23117 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $79 | $79 | 1.78% |
| NEW ENGLAND EMPLOYEE BENEFITS CO3 Filed as: THE NEW ENGLAND | ATTN TOWANA WHITEHURST 11225 N. COMMUNITY HOUSE ROAD CHARLOTTE, NC 28277 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 1.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP | STE 500 6500 ROCK SPRING DR BETHESDA, MD 20817 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $40 | $40 | 0.90% |
| DAVID A CASSARD3 Filed as: DAVID A. CASSARD | 915 COOKS BAY CT GAMBRILLS, MD 21054 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.14% |
| MINTZ & VAN NEST INC3 | 420 BOULEVARD STE 109 MOUNTAIN LAKES, NJ 07046 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $192 | $51 | $243 | 13.56% |
| NFP INSURANCE SERVICES INC3 | BLDG 2, STE 125 1250 CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $55 | $55 | 3.07% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $171 | — | $171 | 10.96% |
| ROBERT MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $19 | — | $19 | 1.22% |
| JONATHAN MILLER3 Filed as: JONATHAN H. MILLER | 160 WEST END AVE, APT. 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $19 | — | $19 | 1.22% |
| SIDNEY MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $15 | — | $15 | 0.96% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1 | — | $1 | 0.06% |
| CUTLER, KIM, NATOVITZ3 | STE 190 6550 ROCK SPRING DRIVE BETHESDA, MD 20817 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3 | — | $3 | 0.95% |
| NFP INSURANCE SERVICES INC3 Filed as: MANAGEMENT COMPENSATION GROUP | SOUTHEAST INC. STE 1304 40 WALL STREET NEW YORK, NY 10005 | PROVIDENT LIFE AND CASUALITY INSURANCE COMPANY | $13 | $7 | $20 | 11.05% |
| MCKILLOP, ROBERT, EMMETT3 | STE 270 9301 SW FREEWAY HOUSTON, TX 77074 | PROVIDENT LIFE AND CASUALITY INSURANCE COMPANY | $13 | — | $13 | 7.18% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA | P.O. BOX 301598 DALLAS, TX 75303 | PROVIDENT LIFE AND CASUALITY INSURANCE COMPANY | — | $2 | $2 | 1.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,824 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,824 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability(18 contracts, 5 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 1,736 | $3.3M |
| Long-term disability(19 contracts, 7 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 1,736 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,736 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.