| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL TONEY3 Filed as: DANIEL C. TONEY | 101 LARKSPUR LANDING CIRCLE SUITE 116 LARKSPUR, CA 94939 | FIRST UNUM LIFE INSURANCE COMPANY | $38K | $7K | $45K | 2.81% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | FIRST UNUM LIFE INSURANCE COMPANY | $4K | — | $4K | 0.27% |
| ROBERT A. MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $4K | — | $4K | 0.27% |
| LLOYD POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $4K | — | $4K | 0.27% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | — | $3K | 0.20% |
| NYLIFE SECURITIES LLC3 Filed as: NYLIFE SECURITIES, LLC | ATTN MARK BADLU 51 MADISON AVE, ROOM 606 NEW YORK, NY 10010 | FIRST UNUM LIFE INSURANCE COMPANY | — | $3K | $3K | 0.20% |
| DANIEL TONEY3 Filed as: DANIEL TONEY C/O TCS INS AGENCY | 101 LARKSPUR LANDING CIRCLE SUITE 116 LARKSPUR, CA 94939 | EXCEPTIONAL RISK ADVISORS | $72K | — | $72K | 14.71% |
| M FINANCIAL HOLDINGS INC3 Filed as: M. FINANCIAL GROUP | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97290 | EXCEPTIONAL RISK ADVISORS | $14K | — | $14K | 2.94% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIRCLE,STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $53K | $7K | $60K | 13.78% |
| TCS INSURANCE AGENCY INC3 Filed as: TCS INSURANCE AGENCY INC. | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIRCLE,STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $37K | $37K | 8.35% |
| LLOYD POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | $12K | $18K | 4.10% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $11K | $11K | 2.57% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | — | $6K | 1.39% |
| ROBERT MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | — | $6K | 1.39% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 0.76% |
| SIDNEY MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 0.33% |
| FREDERICK W. HOWARTH III3 Filed as: FREDERICK WILLIAM HOWARTH III | DBA TBG WEST INSURANCE SERVICES 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $78 | $13 | $91 | 0.02% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR.,STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $34K | — | $34K | 11.17% |
| JONATHAN MILLER3 | 160 WEST END AVENUE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $4K | — | $4K | 1.27% |
| ROBERT MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $4K | — | $4K | 1.27% |
| LLOYD POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 1.11% |
| SIDNEY MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 1.09% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $37 | — | $37 | 0.01% |
| M FINANCIAL HOLDINGS INC3 Filed as: M FINANCIAL HOLDINGS INC. | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $6K | $6K | 2.01% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L WARNER COMPANY INC. | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $698 | — | $698 | 0.23% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $21K | $920 | $22K | 10.31% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $12K | $12K | 5.38% |
| LLOYD POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $3K | $5K | 2.15% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $4K | $4K | 2.04% |
| FREDERICK W. HOWARTH III3 Filed as: FREDERICK HOWARTH | DBA TBG WEST INSURANCE SERVICES 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $940 | $3K | 1.45% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 1.03% |
| ROBERT MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 1.01% |
| SIDNEY MILLER3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 0.56% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $622 | — | $622 | 0.29% |
| FRENKEL BENEFITS LLC3 | 350 HUDSON STREET, 4TH FLOOR NEW YORK, NY 10014 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $327 | $139 | $466 | 0.22% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $19K | $2K | $22K | 13.78% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $12K | $12K | 7.88% |
| LLOYD POMERANTZ3 | 120 BROADWAY 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $4K | $6K | 3.87% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST, STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $4K | $4K | 2.55% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | $1K | $3K | 1.70% |
| JONATHAN MILLER3 | 160 WEST END AVENUE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 1.42% |
| ROBERT MILLER3 | 120 BROADWAY 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 1.42% |
| SIDNEY MILLER3 | 120 BROADWAY 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $387 | — | $387 | 0.24% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIRST UNUM LIFE INSURANCE COMPANY | $6K | $466 | $6K | 4.85% |
| FRENKEL BENEFITS LLC3 | 350 HUDSON STREET 4TH FLOOR NEW YORK, NY 10014 | FIRST UNUM LIFE INSURANCE COMPANY | $206 | $82 | $288 | 0.22% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIRCLE,STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $12K | — | $12K | 11.07% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST, STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $1K | $1K | 1.36% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 1.26% |
| ROBERT A. MILLER3 | 120 BROADWAY, 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 1.26% |
| LLOYD M. POMERTANZ3 | 120 BROADWAY, 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 1.10% |
| SIDNEY M. MILLER3 | 120 BROADWAY, 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 1.10% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| HOWARTH III, FREDERICK W3 Filed as: HOWARTH, FREDERICK, WILLIAM, III | DBA TBG WEST INSURANCE SERVICES 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $985 | $985 | 2.55% |
| M. FINANCIAL HOLDINGS INCORPORATED3 Filed as: M FINANCIAL HOLDINGS INCE | STE 900 1125 NW COUCH ST PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $60 | $60 | 0.16% |
| ROBERT ROBERTORY3 | NORTHWESTERN MUTUAL 10306 EATON PL, STE 420 FAIRFAX, VA 22030 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.04% |
| FREDERICK W. HOWARTH III3 Filed as: FREDERICK HOWARTH | DBA TBG WEST INSURANCE SERVICES 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $4K | $1K | $5K | 11.97% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $870 | — | $870 | 2.26% |
| DANIEL TONEY3 Filed as: DANIEL C TONEY | 101 LARKSPUR LANDING CIRCLE SUITE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $288 | $44 | $332 | 0.86% |
| HAROLD P SHANNON3 | 9 W BROAD STREET SUITE 600 STAMFORD, CT 06902 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $157 | — | $157 | 0.41% |
| FRANCIS QUEALLY JR3 | 9 W BROAD STREET SUITE 600 STAMFORD, CT 06902 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $21 | $21 | 0.05% |
| JONATHAN MILLER3 | 160 WEST END AVENUE, APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $20 | — | $20 | 0.05% |
| ROBERT MILLER3 | 120 BROADWAY 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $20 | — | $20 | 0.05% |
| LOYD POMERANTZ3 | 120 BROADWAY 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $20 | — | $20 | 0.05% |
| MATTHEW POMERANTZ3 | 120 BROADWAY 29TH FL NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $15 | — | $15 | 0.04% |
| DANIEL TONEY3 Filed as: DANIEL C TONEY | 101 LARKSPUR LANDING CIR., STE 116 LARKSPUR, CA 94939 | FIRST UNUM LIFE INSURANCE COMPANY | $1K | $116 | $2K | 6.44% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | FIRST UNUM LIFE INSURANCE COMPANY | $163 | — | $163 | 0.68% |
| ROBERT A. MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $163 | — | $163 | 0.68% |
| LLOYD POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $163 | — | $163 | 0.68% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | FIRST UNUM LIFE INSURANCE COMPANY | $122 | — | $122 | 0.51% |
| NYLIFE SECURITIES LLC3 | ATTN MARK BADLU 51 MADISON AVE, RM 606 NEW YORK, NY 10010 | FIRST UNUM LIFE INSURANCE COMPANY | — | $50 | $50 | 0.21% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | $317 | $3K | 13.82% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $2K | $2K | 8.53% |
| LLOYD POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $289 | $494 | $783 | 3.74% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $551 | $551 | 2.63% |
| ROBERT MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $295 | — | $295 | 1.41% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $295 | — | $295 | 1.41% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $183 | — | $183 | 0.87% |
| SIDNEY MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $44 | — | $44 | 0.21% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 13.46% |
| M FINANCIAL HOLDINGS INC3 Filed as: M FINANCIAL | 1125 NW COUCH STREET, STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $198 | $198 | 2.04% |
| ROBERT MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $149 | — | $149 | 1.54% |
| JONATHAN MILLER3 Filed as: JONATHAN H. MILLER | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $149 | — | $149 | 1.54% |
| LLOYD POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $135 | — | $135 | 1.39% |
| SIDNEY MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $95 | — | $95 | 0.98% |
| MATTHEW POMERANTZ3 | 120 BROADWAY, 29TH FLOOR NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $30 | — | $30 | 0.31% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | PO BOX 905494 CHARLOTTE, NC 28290 | THE PAUL REVERE LIFE INSURANCE COMPANY | $136 | — | $136 | 1.62% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | 3500 LENOX ROAD SUITE 1600 ATLANTA, GA 30326 | THE PAUL REVERE LIFE INSURANCE COMPANY | $87 | — | $87 | 1.03% |
| KIM NATOVITZ CUTLER3 | STE 190 6550 ROCK SPRING DR BETHESDA, MD 20817 | THE PAUL REVERE LIFE INSURANCE COMPANY | $22 | — | $22 | 0.26% |
| DANIEL TONEY3 | 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $239 | — | $239 | 4.26% |
| TCS INSURANCE AGENCY INC3 | DBA TRADEMARK CAPITAL SERVICES 101 LARKSPUR LANDING CIR, STE 116 LARKSPUR, CA 94939 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $213 | $213 | 3.80% |
| LLOYD POMERANTZ3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $19 | $39 | $58 | 1.03% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET,STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $35 | $35 | 0.62% |
| JONATHAN MILLER3 | 160 WEST END AVE APT 7C NEW YORK, NY 10023 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $22 | — | $22 | 0.39% |
| ROBERT MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $22 | — | $22 | 0.39% |
| SIDNEY MILLER3 | 120 BROADWAY, FLOOR 29 NEW YORK, NY 10271 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $19 | — | $19 | 0.34% |
| KIM NATOVITZ CUTLER3 | STE 190 6550 ROCK SPRING DRIVE BETHESDA, MD 20817 | UNUM LIEF INSURANCE COMPANY OF AMERICA | $4 | — | $4 | 1.16% |
| NFP INSURANCE SERVICES INC3 Filed as: MANAGEMENT COMPENSATION GROUP | STE 701 55 BROADWAY NEW YORK, NY 10006 | PROVIDENT LIFE AND CASUALITY INSURANCE COMPANY | $15 | $3 | $18 | 9.09% |
| MCKILLOP, ROBERT, EMMETT3 | STE 270 9301 SW FREEWAY HOUSTON, TX 77074 | PROVIDENT LIFE AND CASUALITY INSURANCE COMPANY | $15 | — | $15 | 7.58% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L. WORTHAM & SON LLP | P.O. BOX 301598 DALLAS, TX 75303 | PROVIDENT LIFE AND CASUALITY INSURANCE COMPANY | — | $3 | $3 | 1.52% |
| NFP INSURANCE SERVICES INC3 | BLDG 2 STE 125 1250 CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | PROVIDENT LIFE AND CASUALITY INSURANCE COMPANY | — | $3 | $3 | 1.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,912 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,912 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability(14 contracts, 5 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 1,501 | $3.1M |
| Long-term disability(15 contracts, 6 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 1,501 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,501 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.