| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS DIMATTINA3 | 6 MEADOW LARK DR E. NORTHPORT, NY 11731 | AETNA LIFE INSURANCE CO. | $305K | — | $305K | 5.12% |
| THOMAS DIMATTINA3 Filed as: THOMAS J. DIMATTINA | 490 WHEELER ROAD, SUITE 165E HAUPPAUGE, NY 11788 | THE PAUL REVERE LIFE INSURANCE COMPANY | $24K | — | $24K | 8.39% |
| JOSEPH MONTELEONE3 | 7 NORMANDY CT COMMACK, NY 11725 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | $127 | $1K | 0.53% |
| CATHERINE MONTELEONE3 | 7 NORMANDY COURT COMMACK, NY 11725 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | $29 | $1K | 0.49% |
| THOMAS DIMATTINA3 Filed as: THOMAS J DIMATTINA | 490 WHEELER ROAD, SUITE 165E HAUPPAUGE, NY 11788 | SHELTERPOINT LIFE INSURANCE CO. | $5K | — | $5K | 12.00% |
| THOMAS DIMATTINA3 Filed as: THOMAS J DIMATTINA | 490 WHEELER ROAD, SUITE 165E HAUPPAUGE, NY 11788 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 10.24% |
| JOSEPH MONTELEONE3 | 7 NORMANDY CT COMMACK, NY 11725 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $188 | $46 | $234 | 0.75% |
| CATHERINE MONTELEONE3 | 7 NORMANDY COURT COMMACK, NY 11725 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $189 | — | $189 | 0.60% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $113K |
| FITZSIMMONS ABRAMS, LLP EIN 13-2858927 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $87K |
| LISA PARISI EIN 13-1567895 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $57K |
| DIANE FERCHLAND EIN 13-1567895 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $48K |
| KENNEDY, JENNIK & MURRAY, PC EIN 25-1919594 NONE | Legal; Direct payment from the plan Service code 29 | — | $45K |
| MARKOWITZ & RICHMAN EIN 23-2111581 NONE | Legal; Direct payment from the plan Service code 29 | — | $35K |
| SSP A DIVISION OF CALIBRE CPA GROUP EIN 47-0900880 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $31K |
| POLEN CAPITAL MANAGEMENT EIN 13-2984374 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $23K |
| FIRST ACTUARIAL CONSULTING, INC. EIN 26-3842522 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $18K |
| LEGG MASON AND COMPANY NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 55 WATER STREET, 32 NEW YORK, NY 10041 | $15K |
| CONGRESS ASSET MANAGEMENT EIN 04-2848965 NONE | Investment management; Soft dollars commissions; Investment management fees paid indirectly by plan Service code 28 | — | $15K |
| BOYD WATTERSON ASSET MANAGEMENT EIN 34-1922005 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
| REYNOLDS CONSULTING SERVICES EIN 20-1899564 NONE | Investment advisory (plan); Investment management fees paid indirectly by plan Service code 27 | — | $9K |
| MORGAN STANLEY BANK NA EIN 36-3707380 NONE | Direct payment from the plan; Investment advisory (plan); Other fees; Other investment fees and expenses; Securities brokerage; Other services; Securities brokerage commissions and fees Service code 27 | — | $8K |
| PAPPALARDI CPA NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 273 UNION AVENUE NEW ROCHELLE, NY 10801 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 628 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 170 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 798 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 792 | $6.0M |
| Dental | AETNA LIFE INSURANCE CO. | 792 | $6.0M |
| Vision | SHELTERPOINT LIFE INSURANCE CO. | 456 | $42K |
| Life insurance(2 contracts, 2 carriers) | THE PAUL REVERE LIFE INSURANCE COMPANY | 563 | $314K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 792 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.