See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $113K |
| FITZSIMMONS ABRAMS, LLP EIN 13-2858927 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $87K |
| LISA PARISI EIN 13-1567895 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $57K |
| DIANE FERCHLAND EIN 13-1567895 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $48K |
| KENNEDY, JENNIK & MURRAY, PC EIN 25-1919594 NONE | Legal; Direct payment from the plan Service code 29 | — | $45K |
| MARKOWITZ & RICHMAN EIN 23-2111581 NONE | Legal; Direct payment from the plan Service code 29 | — | $35K |
| SSP A DIVISION OF CALIBRE CPA GROUP EIN 47-0900880 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $31K |
| POLEN CAPITAL MANAGEMENT EIN 13-2984374 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $23K |
| FIRST ACTUARIAL CONSULTING, INC. EIN 26-3842522 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $18K |
| LEGG MASON AND COMPANY NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 55 WATER STREET, 32 NEW YORK, NY 10041 | $15K |
| CONGRESS ASSET MANAGEMENT EIN 04-2848965 NONE | Investment management; Investment management fees paid indirectly by plan; Soft dollars commissions Service code 28 | — | $15K |
| BOYD WATTERSON ASSET MANAGEMENT EIN 34-1922005 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $11K |
| REYNOLDS CONSULTING SERVICES EIN 20-1899564 NONE | Investment advisory (plan); Investment management fees paid indirectly by plan Service code 27 | — | $9K |
| MORGAN STANLEY BANK NA EIN 36-3707380 NONE | Other services; Direct payment from the plan; Securities brokerage; Other investment fees and expenses; Other fees; Securities brokerage commissions and fees; Investment advisory (plan) Service code 27 | — | $8K |
| PAPPALARDI CPA NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 273 UNION AVENUE NEW ROCHELLE, NY 10801 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 628 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 170 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 798 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 792 | $6.0M |
| Dental | AETNA LIFE INSURANCE CO. | 792 | $6.0M |
| Vision | SHELTERPOINT LIFE INSURANCE CO. | 456 | $42K |
| Life insurance(2 contracts, 2 carriers) | THE PAUL REVERE LIFE INSURANCE COMPANY | 563 | $314K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 792 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.