| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS DIMATTINA3 | 490 WHEELER ROAD, #185 HAUPPAUGE, NY 11788 | AETNA | $855K | — | $855K | 6.35% |
| THOMAS DIMATTINA3 | 111 CAPE COD WAY MOORESVILLE, NC 28117 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 11.89% |
| THOMAS DIMATTINA3 | 490 WHEELER ROAD, #185 HAUPPAUGE, NY 11788 | AETNA | $24K | — | $24K | 11.86% |
| THOMAS DIMATTINA | 111 CAPE COD WAY MOORESVILLE, NC 28117 | ANTHEM BLUE CROSS | $18K | — | $18K | 10.15% |
| THOMAS DIMATTINA | 111 CAPE COD WAY MOORESVILLE, NC 28117 | STANDARD INSURANCE COMPANY | $13K | — | $13K | 11.46% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FITZSIMMONS ABRAMS, LLP EIN 13-2858927 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 7600 JERICHO TURNPIKE STE 210 WOODBURY, NY 11797 | $566K |
| LISA PARISI EIN 13-1567895 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 1406 BLONDELL AVENUE 2ND FL BRONX, NY 10461 | $227K |
| DIANE FERCHLAND EIN 13-1567895 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 1406 BLONDELL AVENUE 2ND FL BRONX, NY 10461 | $132K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | ELEVEN TIME SQAURE NEW YORK, NY 10036 | $124K |
| BOYD WATTERSON ASSET MANAGEMENT LLC EIN 34-1922005 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 1801 EAST 9TH STREET STE 1400 CLEVLAND, OH 44114 | $100K |
| COLLERAN O'HARA & MILLS, LLP EIN 11-2940050 NONE | Legal; Direct payment from the plan Service code 29 | 100 CROSSWAYS PARK DRIVE W STE 200 WOODBURY, NY 11797 | $76K |
| ULLICO INVESTMENT ADVISORS INC EIN 52-6435649 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 8403 COLESVILLE ROAD 13TH FL SILVER SPRING, MD 20910 | $56K |
| JBM COMPUTER CONSULTANTS, INC EIN 16-1173118 NONE | Consulting (general); Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 20 NORTH AMERICAN DRIVE WEST SENECA, NY 14224 | $49K |
| REYNOLDS CONSULTING SERVICES LLC EIN 20-1899564 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | 25 NEWBRIDGE ROAD HICKSVILLE, NY 11801 | $34K |
| VINCENT SCHIAPPA VPS SYSTEMS EIN 56-2557916 NONE | Direct payment from the plan; Consulting (general) Service code 16 | 2 LIPSON COURT EAST NORTHPORT, NY 11731 | $23K |
| CONGRESS ASSET MANAGEMENT CO LLP EIN 04-2848965 NONE | Investment management; Investment management fees paid directly by plan; Soft dollars commissions Service code 28 | 2 SEAPORT LANE BOSTON, MA 02210 | $23K |
| FIRST ACTUARIAL CONSULTING, INC EIN 26-3842522 NONE | Direct payment from the plan; Actuarial Service code 11 | 1501 BROADWAY STE 1728 NEW YORK, NY 10036 | $15K |
| HORIZON ACTUARIAL SERVICES LLC EIN 26-1370698 NONE | Actuarial; Consulting (general) Service code 11 | 1040 CROWN POINTE PKWY STE 560 ATLANTA, GA 30338 | $15K |
| POLEN CAPITAL MANAGEMENT EIN 26-0319356 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 1825 NW CORPORATE BLVD BOCA RATON, FL 33431 | $13K |
| BRADY MCGUIRE STIENBERG P.C. NONE | Legal; Direct payment from the plan Service code 29 | 220 WHITE PLAINS RD STE 390 TARRYTOWN, NY 10591 | $9K |
| AMALGAMATED BANK EIN 13-4940330 NONE | Custodial (securities); Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 19 | 275 7TH AVENUE NEW YORK, NY 10001 | $9K |
| STEPHEN F. O'BEIRNE ESQ NONE | Legal; Direct payment from the plan Service code 29 | 885 3RD AVE NEW YORK, NY 10022 | $8K |
| THOMAS DIMATTINA EIN 27-1304711 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Claims processing Service code 12 | 111 CAPE COD WAY MOORESVILLE, NC 28117 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 762 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 762 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA | 1,709 | $13.5M |
| Dental | AETNA | 1,709 | $13.5M |
| Vision | AETNA | 1,709 | $13.5M |
| Life insurance(3 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 769 | $496K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,709 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.