See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SATTY, LEVINE & CIACCO, CPAS, PC EIN 11-2370855 AUDITORS | Accounting (including auditing) Service code 10 | 534 BROADHOLLOW ROAD SUITE 300 MELVILLE, NY 11747 | $28K |
| ARCHER, BYINGTON, GLENNON & LEVINE LEGAL COUNSEL | Legal Service code 29 | 534 BROADHOLLOW ROAD SUITE 430 MELVILLE, NY 11747 | $12K |
| SEGAL CONSULTING ACTUARIES | Actuarial Service code 11 | 333 W 34TH STREET NEW YORK, NY 10001 | $5K |
| ADMINISTRATIVE SERVICES ONLY INC EIN 11-2995970 CLAIMS PROCESSOR | Contract Administrator Service code 13 | PO BOX 9005 LYNBROOK, NY 11563 | $5K |
| CSA WELFARE FUND EIN 13-6203811 ADMINISTRATOR | Contract Administrator Service code 13 | 40 RECTOR STREET NEW YORK, NY 10006 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 81 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTCARE DELIVERY SYSTEMS INC | 1 | $3K |
| Life insurance | GUARDIAN | 152 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.