| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | HEALTHPLEX INSURANCE COMPANY | $162K | — | $162K | 5.94% |
| KRITZER CONSULTING SERVICES3 | 180 EAST MAIN STREET - SUITE 204 SMITHTOWN, NY 11787 | HEALTHPLEX INSURANCE COMPANY | $135K | — | $135K | 4.95% |
| LIGHTHOUSE PLANNING GROUP3 Filed as: LIGHTHOUSE PLANNING GROUP LLC | 1768 E 34TH STREET BROOKLYN, NY 112344428 | METROPOLITAN LIFE INSURANCE COMPANY | $37K | $3K | $41K | 6.41% |
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | DENTCARE DELIVERY SYSTEMS | $18K | — | $18K | 7.73% |
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | HEALTHPLEX INSURANCE COMPANY | $7K | — | $7K | 9.23% |
| KRITZER CONSULTING SERVICES3 | 180 EAST MAIN STREET - SUITE 204 SMITHTOWN, NY 11787 | HEALTHPLEX INSURANCE COMPANY | $733 | — | $733 | 0.92% |
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | HEALTHPLEX INSURANCE COMPANY | $6K | — | $6K | 9.29% |
| KRITZER CONSULTING SERVICES3 | 180 EAST MAIN STREET - SUITE 204 SMITHTOWN, NY 11787 | HEALTHPLEX INSURANCE COMPANY | $617 | — | $617 | 0.93% |
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | HEALTHPLEX INSURANCE COMPANY | $1K | — | $1K | 10.02% |
| KRITZER CONSULTING SERVICES3 | 180 EAST MAIN STREET - SUITE 204 SMITHTOWN, NY 11787 | HEALTHPLEX INSURANCE COMPANY | $141 | — | $141 | 1.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED SERVICE WORKERS UNION, IUJAT EIN 11-3040611 AFFILIATED UNION | Direct payment from the plan; Other services Service code 49 | — | $4.5M |
| SUPREME BENEFITS, LLC EIN 86-1295860 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $3.4M |
| LEADING EDGE ADMINISTRATORS EIN 81-2707118 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $3.3M |
| INT'L UNION OF JOURNEYMAN AND ALLIE EIN 71-0301129 AFFILIATED UNION | Other services; Direct payment from the plan Service code 49 | — | $1.1M |
| EMPIRE HEALTH CHOICE ASSURANCE INC. EIN 23-7391136 NONE | Float revenue; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator Service code 12 | — | $903K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $335K |
| JOSEPH M. PECORA, JR. EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $321K |
| STEVEN ELLIOTT SR. EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $321K |
| STEVEN ELLIOTT JR. EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $304K |
| ROTHMAN, ROCCO, LARUFFA, LLP EIN 47-5401457 NONE | Legal; Direct payment from the plan Service code 29 | — | $277K |
| THOMAS MACK EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $258K |
| MATTHEW POWER EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $230K |
| SAM MATTHEWS EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $222K |
| JAMES MACK EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $219K |
| CEDUAN LIU EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $193K |
| SERVICE PROFESSIONALS UNION LOC 726 EIN 13-4075932 AFFILIATED UNION | Other services; Direct payment from the plan Service code 49 | — | $183K |
| JOSEPHINE FALCONE EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $183K |
| JUSOAH QUIACHON EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $175K |
| HORIZON KNOWLEDGE EIN 13-4143165 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $169K |
| WINSTON PEREZ EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $160K |
| GERALDINE DORSEY EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $151K |
| PROSKAUER ROSE, LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $89K |
| ROSEMARY SINGH EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $84K |
| ROBERT HALF INTERNATIONAL, INC. EIN 94-1648752 NONE | Other services; Direct payment from the plan Service code 49 | — | $83K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $83K |
| MANDY VUKADINOVIC EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $81K |
| MARIA JOHNSON EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $72K |
| MARIA RIVERA EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $67K |
| URMELLA SINGH EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $64K |
| LIZETTE J. PHILLIPS EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $61K |
| RICHARD KEARSE EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $57K |
| MARIA RUIZ EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $51K |
| JADE SAWANGSANG EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $50K |
| DAHAB ASSOCIATES, INC. EIN 11-2783874 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $48K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $45K |
| MARLENE EAVES EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $36K |
| A-LIGN EIN 83-0781692 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $36K |
| MEDTIPSTER, LLC EIN 26-2894721 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $33K |
| BLACKROCK INVESTMENT MANAGEMENT EIN 20-5319476 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $29K |
| JAMS, INC. EIN 68-0542699 NONE | Legal; Direct payment from the plan Service code 29 | — | $20K |
| THE SHORE PRESS EIN 11-2839530 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $16K |
| TEK SYSTEMS EIN 52-2010575 NONE | Other services; Direct payment from the plan Service code 49 | — | $14K |
| COMERICA BANK EIN 42-1741646 NONE | Other services; Sub-transfer agency fees; Float revenue; Custodial (securities); Recordkeeping fees; Other fees; Participant communication; Investment management; Custodial (other than securities); Trustee (bank, trust company, or similar financial institution); Shareholder servicing fees; Other investment fees and expenses; Participant loan processing Service code 18 | — | $14K |
| SNYK, INC. EIN 81-3733443 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $12K |
| ADP EIN 13-3036745 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 74,898 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 95 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 74,993 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(7 contracts, 3 carriers) | HEALTHPLEX INSURANCE COMPANY | 5,699 | $3.8M |
| Vision | GENERAL VISION SERVICES | 9,148 | $572K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 64,142 | $634K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 64,142 | $634K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 64,142 | $634K |
| Prescription drug | SUPREME BENEFITS | 8,310 | $3.8M |
| Stop-loss / reinsurancereinsurance | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 15,539 | $258K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 64,142 | $634K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 64,142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.