| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | HEALTHPLEX INSURANCE COMPANY | $143K | — | $143K | 5.51% |
| KRITZER CONSULTING SERVICES3 | 180 EAST MAIN STREET - SUITE 204 SMITHTOWN, NY 11787 | HEALTHPLEX INSURANCE COMPANY | $119K | — | $119K | 4.59% |
| LIGHTHOUSE PLANNING GROUP3 Filed as: LIGHTHOUSE PLANNING GROUP LLC | 1768 E 34TH ST BROOKLYN, NY 112344428 | METROPOLITAN LIFE INSURANCE COMPANY | $38K | — | $38K | 5.57% |
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | DENTCARE DELIVERY SYSTEMS | $13K | — | $13K | 6.79% |
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | HEALTHPLEX INSURANCE COMPANY | $6K | — | $6K | 9.84% |
| KRITZER CONSULTING SERVICES3 | 180 EAST MAIN STREET - SUITE 204 SMITHTOWN, NY 11787 | HEALTHPLEX INSURANCE COMPANY | $648 | — | $648 | 0.98% |
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | HEALTHPLEX INSURANCE COMPANY | $6K | — | $6K | 10.39% |
| KRITZER CONSULTING SERVICES3 | 180 EAST MAIN STREET - SUITE 204 SMITHTOWN, NY 11787 | HEALTHPLEX INSURANCE COMPANY | $635 | — | $635 | 1.04% |
| KRITZER CONSULTING SERVICES3 | 348 MAIN STREET FARMINGDALE, NY 11735 | HEALTHPLEX INSURANCE COMPANY | $1K | — | $1K | 9.97% |
| KRITZER CONSULTING SERVICES3 | 180 EAST MAIN STREET - SUITE 204 SMITHTOWN, NY 11787 | HEALTHPLEX INSURANCE COMPANY | $143 | — | $143 | 0.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SUPREME BENEFITS, LLC EIN 86-1295860 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $5.2M |
| UNITED SERVICE WORKERS UNION, IUJAT EIN 11-3040611 AFFILIATED UNION | Other services; Direct payment from the plan Service code 49 | — | $4.8M |
| LEADING EDGE ADMINISTRATORS EIN 81-2707118 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $3.4M |
| EMPIRE HEALTH CHOICE ASSURANCE INC. EIN 23-7391136 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $2.1M |
| INT'L UNION OF JOURNEYMAN AND ALLIE EIN 71-0301129 AFFILIATED UNION | Direct payment from the plan; Other services Service code 49 | — | $1.1M |
| JOSEPH M. PECORA, JR. EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $321K |
| STEVEN ELLIOTT JR. EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $304K |
| STEVEN ELLIOTT SR. EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $279K |
| HORIZON KNOWLEDGE EIN 13-4143165 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $272K |
| ROTHMAN, ROCCO, LARUFFA, LLP EIN 47-5401457 NONE | Legal; Direct payment from the plan Service code 29 | — | $265K |
| THOMAS MACK EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $256K |
| MATTHEW POWER EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $230K |
| SAM MATTHEWS EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $220K |
| JAMES MACK EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $219K |
| CEDUAN LIU EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $183K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $181K |
| JUSOAH QUIACHON EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $178K |
| SERVICE PROFESSIONALS UNION LOC 726 EIN 13-4075932 AFFILIATED UNION | Other services; Direct payment from the plan Service code 49 | — | $174K |
| WINSTON PEREZ EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $153K |
| GERALDINE DORSEY EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $149K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $144K |
| JOSEPHINE FALCONE EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $141K |
| MARLENE EAVES EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $95K |
| ROSEMARY SINGH EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $76K |
| PROSKAUER ROSE, LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $74K |
| MARIA JOHNSON EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $71K |
| MEDTIPSTER, LLC EIN 26-2894721 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $65K |
| MARIA RIVERA EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $63K |
| URMELLA SINGH EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $60K |
| LIZETTE J. PHILLIPS EIN 11-1823976 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $56K |
| DAHAB ASSOCIATES, INC. EIN 11-2783874 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $48K |
| A-LIGN NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 400 N. ASHLEY DR., STE 1325 TAMPA, FL 33602 | $47K |
| MARIA RUIZ EIN 11-1823976 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $45K |
| BLACKROCK INVESTMENT MANAGEMENT EIN 20-5319476 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $33K |
| ADP EIN 13-3036745 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $8K |
| COMERICA BANK NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 411 W. LAFAYETTE DETROIT, MI 48226 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 68,813 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 80 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 68,893 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(7 contracts, 3 carriers) | HEALTHPLEX INSURANCE COMPANY | 4,966 | $3.5M |
| Vision | GENERAL VISION SERVICES | 8,570 | $547K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 66,532 | $675K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 66,532 | $675K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 66,532 | $675K |
| Prescription drug | SUPREME BENEFITS | 7,148 | $5.3M |
| Stop-loss / reinsurancereinsurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,541 | $242K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 66,532 | $675K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 66,532 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.