Welfare broker

LIGHTHOUSE PLANNING GROUP

Mailing address (most recent filing)

1768 E 34TH STREET

BROOKLYN, NY 11234

Total comp: $87K
Commissions: $86K
Fees: $2K
Filings: 4
Sponsors: 4

Carrier mix

Where LIGHTHOUSE PLANNING GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	2	$138K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$83K	0.0%	9.91x
FL	1	$55K	0.0%	12.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LIGHTHOUSE PLANNING GROUP's plans by broker comp / premium ratio. Median 21.16% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of LIGHTHOUSE PLANNING GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where LIGHTHOUSE PLANNING GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PARENT CARE HOME CARE PARENT CARE HOME CARE WAGE PARITY BENEFITS PLAN	NY	$83K	$18K	FIRST RELIANCE STANDARD
LEADING EDGE ADMINISTRATORS LLC LEADING EDGE ADMINISTRATORS WELFARE BENEFIT PLAN	FL	$55K	$12K	RELIANCE STANDARD LIFE INSURANCE COMPANY

Carrier

Plans

Premium

RELIANCE STANDARD LIFE INSURANCE COMPANY

$138K

100.0%

State

Plans

Premium

State share

Index

$83K

0.0%

9.91x

$55K

0.0%

12.70x

Sponsor

Loc

Premium

Comp

Carrier

PARENT CARE HOME CARE

PARENT CARE HOME CARE WAGE PARITY BENEFITS PLAN

$83K

$18K

FIRST RELIANCE STANDARD

LEADING EDGE ADMINISTRATORS LLC

LEADING EDGE ADMINISTRATORS WELFARE BENEFIT PLAN

$55K

$12K

RELIANCE STANDARD LIFE INSURANCE COMPANY