Insurance carrier

HEALTHPLEX INSURANCE COMPANY

dental: 12vision: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NY	3	$6.8M	0.1%	19.82x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of HEALTHPLEX INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where HEALTHPLEX INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
BOARD OF TRUSTEES OF THE UNITED WELFARE FUND UNITED WELFARE FUND-WELFARE DIVISION	NY	$6.2M	70,776	mixed	ACRISURE LLC DBA KRITZER CONSULTING
BOARD OF TRUSTEES LIFE BENEFIT PLAN	NY	$362K	497	mixed	EMERSON REID, LLC
CPI AEROSTRUCTURE, INC. CPI AEROSTRUCTURES, INC. HEALTH AND WELFARE PLAN	NY	$210K	205	mixed	YORK INTERNATIONAL AGENCY, LLC