No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA INC EIN 06-6033492 ADMINISTRATION | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $484K |
| YALE UNIVERSITY EIN 06-0646973 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $396K |
| AON CONSULTING EIN 22-2232264 ACTUARIAL | Consulting (general); Actuarial Service code 11 | — | $217K |
| TRIGRAN INVESTMENTS INC EIN 38-3827728 INVESTMENT MANAGEMENT | Other investment fees and expenses; Investment management fees paid directly by plan Service code 51 | — | $209K |
| NORTHERN TRUST COMPANY EIN 36-1561860 CUSTODIAL | Other investment fees and expenses; Custodial (securities) Service code 19 | — | $169K |
| DELOITTE TAX LLP EIN 86-1065772 ACCOUNTING | Accounting (including auditing) Service code 10 | — | $80K |
| GRANT THORNTON EIN 36-6055558 ACCOUNTING | Accounting (including auditing) Service code 10 | — | $37K |
| BLACKROCK INSTITUTIONAL TRUST COMPA EIN 94-3112180 INVESTMENT MANAGER | Trustee (bank, trust company, or similar financial institution); Trustee (discretionary); Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 21 | — | $13K |
| MORGAN STANLEY EIN 13-2655998 BROKER | Other investment fees and expenses Service code 72 | — | $9K |
| K&L GATES LLP EIN 25-0921018 LEGAL | Legal Service code 29 | — | $4K |
| BROOKDALE REALTY SERVICES, LLC EIN 58-2124234 INVESTMENT MANAGER | Investment management Service code 28 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,427 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,699 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,126 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.