See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA INC EIN 06-6033492 ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $437K |
| YALE UNIVERSITY EIN 06-0646973 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $181K |
| HEWITT ASSOCIATES EIN 36-2253791 ACTUARY | Actuarial Service code 11 | — | $140K |
| NORTHERN TRUST EIN 36-1561860 CUSTODIAN | Custodial (securities); Other investment fees and expenses Service code 19 | — | $137K |
| TRIGRAN EIN 36-3825728 INVESTMENT MANAGER | Investment management Service code 28 | — | $123K |
| MORGAN STANLEY EIN 13-2655998 BROKER | Other investment fees and expenses Service code 72 | — | $74K |
| DELOITTE TAX LLP EIN 86-1065772 TAX ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $70K |
| PRICEWATERHOUSECOOPERS LLP EIN 13-4008324 ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $59K |
| BLACKROCK INSTITUTIONAL TRUST CO NA EIN 94-3112180 INVESTMENT MANAGER | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Valuation (appraisals, etc.); Investment management fees paid directly by plan; Investment management; Trustee (discretionary) Service code 21 | — | $25K |
| AON CONSULTING EIN 22-2232264 ACTUARY | Actuarial Service code 11 | — | $7K |
| BROOKDALE REALTY SERVICES LLC EIN 58-2124234 INVESTMENT MANAGER | Investment management Service code 28 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,031 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,360 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 18,391 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HARTFORD LIFE INSURANCE COMPANY | 4,030 | $10.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,030 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.