No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA INC. EIN 06-6033492 ADMINISTRATOR | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $582K |
| YALE UNIVERSITY EIN 06-0646973 PLAN ADMINISTRATOR | Direct payment from the plan; Plan Administrator Service code 14 | — | $382K |
| TRIGRAN INVESTMENTS, INC. EIN 36-3825728 INVESTMENT MANAGER | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $256K |
| AON CONSULTING EIN 22-2232264 ACTUARY | Direct payment from the plan; Actuarial Service code 11 | — | $210K |
| NORTHERN TRUST EIN 36-1561860 CUSTODIAN | Other investment fees and expenses; Custodial (securities); Direct payment from the plan Service code 19 | — | $155K |
| DELOITTE TAX LLP EIN 86-1065772 TAX ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $94K |
| GRANT THORNTON EIN 36-6055558 ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $60K |
| MORGAN STANLEY EIN 13-2655998 BROKER | Direct payment from the plan; Other investment fees and expenses Service code 50 | — | $32K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,609 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,436 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 24,045 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AETNA LIFE INSURANCE CO. | 2,845 | $10.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,845 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.