| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F CORDEIRO INSURANCE AGCY L | 171 PLEASANT STREET FALL RIVER, MA 02721 | HARVARD PILGRIM HEALTH CARE | $13K | $0 | $13K | 0.84% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP INC | 340 COURT STRET PLYMOUTH, MA 02360 | HARVARD PILGRIM HEALTH CARE | $4K | $0 | $4K | 0.28% |
| THE PROTECTOR GROUP INSURANCE AGENC3 | UNKNOWN UNKNOWN, MA 00000 | HARVARD PILGRIM HEALTH CARE | $2K | $0 | $2K | 0.10% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F CORDEIRO INSURANCE AGCY L | 171 PLEASANT STREET FALL RIVER, MA 02721 | HARVARD PILGRIM HEALTH CARE | $13K | $0 | $13K | 0.81% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP INC | 340 COURT STRET PLYMOUTH, MA 02360 | HARVARD PILGRIM HEALTH CARE | $4K | $0 | $4K | 0.27% |
| THE PROTECTOR GROUP INSURANCE AGENC3 | UNKNOWN UNKNOWN, MA 00000 | HARVARD PILGRIM HEALTH CARE | $1K | $0 | $1K | 0.10% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F CORDEIRO INSURANCE AGCY L | UNKNOWN UNKNOWN, MA 00000 | HARVARD PILGRIM HEALTH CARE | $8K | $0 | $8K | 0.79% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP INC | UNKNOWN UNKNOWN, MA 00000 | HARVARD PILGRIM HEALTH CARE | $3K | $0 | $3K | 0.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE PROTECTOR GROUP INSURANCE | UNKNOWN UNKNOWN, MA 00000 | HARVARD PILGRIM HEALTH CARE | $984 | $0 | $984 | 0.09% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE AGEN | 171 PLEASANT STREET FALL RIVER, MA 02721 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $0 | $7K | 3.18% |
| ACCESS ENROLL3 | 33 LANDAU RD PLAINVILLE, MA 02762 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $198 | $6K | 2.79% |
| PANTALONE, JO, ANN3 Filed as: PANTALONE, LOUIS, J CUSTOM BENEFITS | PO BOX 1116 HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NEW ENGLAND LLC | 299 BALLARDVALE ST WILMINGTON, MA 01887 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INS AGENCY | 171 PLEASANT STREET FALL RIVER, MA 02721 | ALTUS DENTAL INSURANCE COMPANY, INC. | $4K | $0 | $4K | 1.86% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 101 HUNTINGTON AVE, STE 401 BOSTON, MA 02199 | ALTUS DENTAL INSURANCE COMPANY, INC. | $4K | $0 | $4K | 1.86% |
| MARSH & MCLENNAN AGENCY LLC3 | 100 FRONT ST STE 800 WORCESTER, MA 01608 | HARTFORD LIFE AND ACCIDENT | $28K | $0 | $28K | 15.85% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 101 HUNTINGTON AVE STE 401 BOSTON, MA 02199 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $622 | $8K | 8.14% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE | 171 PLEASANT STREET FALL RIVER, MA 02721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 7.49% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE | 171 PLEASANT STREET FALL RIVER, MA 02721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 8.66% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVE STE 401 BOSTON, MA 02199 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 6.35% |
| ANTHONY F CORDEIRO INSURANCE AGENCY3 | 171 PLEASANT ST FALL RIVER, MA 02721 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 4.39% |
| MARSH & MCLENNAN AGENCY LLC3 | 500 BOYLSTON STREET 3RD FLOOR BOSTON, MA 02116 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $833 | $0 | $833 | 2.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 538 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 539 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | HARVARD PILGRIM HEALTH CARE | 197 | $4.2M |
| Dental | ALTUS DENTAL INSURANCE COMPANY, INC. | 580 | $227K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 178 | $35K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 542 | $257K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 542 | $176K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 542 | $276K |
| Other(3 contracts, 3 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 542 | $487K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 580 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.