| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE | 171 PLEASANT STREET FALL RIVER, MA 02721 | HARVARD PILGRIM HEALTH CARE | $14K | — | $14K | 0.86% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 340 COURT STREET PLYMOUTH, MA 02360 | HARVARD PILGRIM HEALTH CARE | $5K | — | $5K | 0.29% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE | 171 PLEASANT STREET FALL RIVER, MA 02721 | HARVARD PILGRIM HEALTH CARE | $13K | — | $13K | 0.86% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC | 340 COURT STRET PLYMOUTH, MA 02360 | HARVARD PILGRIM HEALTH CARE | $4K | — | $4K | 0.29% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE | 171 PLEASANT STREET FALL RIVER, MA 02721 | HARVARD PILGRIM HEALTH CARE | $8K | — | $8K | 0.86% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP | 340 COURT STREET PLYMOUTH, MA 02360 | HARVARD PILGRIM HEALTH CARE | $3K | — | $3K | 0.29% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY CORDEIRO INSURANCE AGENCY | 171 PLEASANT STREET FALL RIVER, MA 02721 | ALTUS DENTAL INSURANCE COMPANY, INC. | $8K | — | $8K | 3.42% |
| ACCESS ENROLL3 | 153 CORDAVILLE ROAD SUITE 130 SOUTHBORO, MA 01772 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $13K | $157 | $13K | 7.17% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $11K | — | $11K | 6.38% |
| PANTALONE, JO, ANN3 Filed as: PANTALONE, LOUIS, J | CUSTOM BENEFITS PROGRAMS INC P.O. BOX 1116 HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NEW ENGLAND LLC | 299 BALLARDVALE STREET WILMINGTON, MA 01887 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $19K | — | $19K | 15.00% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 15.00% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 422 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 427 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | HARVARD PILGRIM HEALTH CARE | 223 | $4.1M |
| Dental | ALTUS DENTAL INSURANCE COMPANY, INC. | 600 | $247K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 185 | $37K |
| Life insurance(2 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 666 | $228K |
| Short-term disability | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 666 | $177K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 39 | $124K |
| Other(2 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 666 | $228K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 666 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.