| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO | 171 PLEASANT STREET FALL RIVER, MA 02721 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG. INC. | $98K | — | $98K | 2.24% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | P.O. BOX 869 NORWELL, MA 02061 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG. INC. | $33K | — | $33K | 0.75% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 3.04% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 4.91% |
| PANTALONE, JO, ANN3 Filed as: PANTALONE, LOUIS, J | CUSTOM BENEFITS PROGRAMS INC P.O. BOX 1116 HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $238 | — | $238 | 0.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NEW ENGLAND LLC | 299 BALLARDVALE STREET WILMINGTON, MA 01887 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $80 | — | $80 | 0.04% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH STREET HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $78 | $78 | 0.04% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | — | $21K | 17.79% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 16.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 276 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 277 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG. INC. | 574 | $4.3M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 270 | $260K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 270 | $260K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 223 | $59K |
| Short-term disability | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 492 | $179K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 35 | $118K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 223 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 574 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.