| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE | 171 PLEASANT STREET FALL RIVER, MA 02721 | HARVARD PILGRIM HEALTH CARE | $16K | — | $16K | 0.94% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 340 COURT STREET PLYMOUTH, MA 02360 | HARVARD PILGRIM HEALTH CARE | $6K | — | $6K | 0.37% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE | 171 PLEASANT STREET FALL RIVER, MA 02721 | HARVARD PILGRIM HEALTH CARE | $16K | — | $16K | 0.94% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC | 340 COURT STRET PLYMOUTH, MA 02360 | HARVARD PILGRIM HEALTH CARE | $6K | — | $6K | 0.37% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY F. CORDEIRO INSURANCE | 171 PLEASANT STREET FALL RIVER, MA 02721 | HARVARD PILGRIM HEALTH CARE | $8K | — | $8K | 0.96% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP | 340 COURT STREET PLYMOUTH, MA 02360 | HARVARD PILGRIM HEALTH CARE | $3K | — | $3K | 0.38% |
| ACCESS ENROLL3 | 153 CORDAVILLE ROAD SUITE 130 SOUTHBORO, MA 02721 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $22K | — | $22K | 8.65% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $19K | — | $19K | 7.59% |
| PANTALONE, JO, ANN3 Filed as: PANTALONE, LOUIS, J | CUSTOM BENEFITS PROGRAMS INC P.O. BOX 1116 HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NEW ENGLAND LLC | 299 BALLARDVALE STREET WILMINGTON, MA 01887 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| ANTHONY F. CORDEIRO INS. AGENCY3 Filed as: ANTHONY CORDEIRO INSURANCE AGENCY | 171 PLEASANT STREET FALL RIVER, MA 02721 | ALTUS DENTAL INSURANCE COMPANY, INC. | $8K | — | $8K | 3.54% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 15.00% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 15.00% |
| ANTHONY F. CORDEIRO INS. AGENCY3 | 171 PLEASANT STREET FALL RIVER, MA 02721 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 379 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | HARVARD PILGRIM HEALTH CARE | 232 | $4.2M |
| Dental | ALTUS DENTAL INSURANCE COMPANY, INC. | 566 | $227K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 169 | $34K |
| Life insurance(2 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 696 | $326K |
| Short-term disability | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 696 | $256K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 38 | $112K |
| Other(2 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 696 | $326K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 696 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.